What is my daughter's occupation?

WIAWSNB

Steady...

Getting quotes for a new car, to which daughter will be added so I can help teach her to drive - get practice under t'belt. 

She's just returned from a year of travelling. Current employment status is part-time waitressing in a local gastropub, which is closed for January. She's just had a chat at the local Hospital and chief surgeon mooted that she's a shoo-in for a place there from the end of March - ODP, the person who hands over the instruments, takes the removed parts, says to patient "There there - see you on the other side...". 

For insurance quote purposes right now, is she best 'unemployed' or working as a waitress in a licensed restaurant?

Ta. 

ElefantEd

You coudl always try getting two dummy quotes using a private window and similar but not identical information. But I would recommend telling the truth, if she's a waitress, put that. I doubt it would make all that much difference anyway.

matt_drummer

She was working as a waitress in a gastropub, that's what she told youooooo!

flaneurs_lobster

Used to be that anyone in a medical profession was treated as an appalling risk for insurance purposes. Overworked, working shifts and probably drunk.

The online checker I've just looked at on MoneySupermarket suggests that Waitress just edges it over Unemployed.

Mildly_Miffed

There's usually the option for multiple occupations.

So - yes, waitress. The restaurant's closed this month, but that's 1/12th of the policy year. And, yes, medical whatever, too - but if she's not got a job there, and it's only a "might in two and a bit months time", then...

flaneurs_lobster

Mildly_Miffed said:

And, yes, medical whatever, too - but if she's not got a job there, and it's only a "might in two and a bit months time", then...

Operating Department Practitioner is a regulated profession requiring three year's worth of degree or a 4 year apprenticeship. Suppose the OP's daughter might just have qualified with that degree?

WIAWSNB

Tried MoneySupermarket with 'unemployed' - which is technically correct for her current status. It came back with the best quote.

I cannot say whether this is a MSM thing or due to her employment status, but suffice to say there was only around £20 in it anyway, so no big deal.

£352 for the whole family inc a provo - not bad. 

Thanks all. 

WIAWSNB

flaneurs_lobster said:

Mildly_Miffed said:

And, yes, medical whatever, too - but if she's not got a job there, and it's only a "might in two and a bit months time", then...

Operating Department Practitioner is a regulated profession requiring three year's worth of degree or a 4 year apprenticeship. Suppose the OP's daughter might just have qualified with that degree?

She did indeed. Then took a year off travelling. 

A bit rusty - I wouldn't want to be the first patient under her care...

sheenas

The option that I took to solve this problem was hire a dual control car for an hour at a time. Once she is stable in employment then you can consider buy a car. Holding a driving licence for one year and then buying a car saves a hole pot of money, partially if you put your name as a second driver on the insurance.

WIAWSNB

sheenas said:

The option that I took to solve this problem was hire a dual control car for an hour at a time. Once she is stable in employment then you can consider buy a car. Holding a driving licence for one year and then buying a car saves a hole pot of money, partially if you put your name as a second driver on the insurance.

Interesting! I didn't realise you could hire a dual-control jobbie.

Our intention is/was to hand her the car - re-register it in her name - once she passes her test. We'll then be the additional drivers on her own new policy - she can accumulate NCD.

born_again

WIAWSNB said:

sheenas said:

The option that I took to solve this problem was hire a dual control car for an hour at a time. Once she is stable in employment then you can consider buy a car. Holding a driving licence for one year and then buying a car saves a hole pot of money, partially if you put your name as a second driver on the insurance.

Interesting! I didn't realise you could hire a dual-control jobbie.

Our intention is/was to hand her the car - re-register it in her name - once she passes her test. We'll then be the additional drivers on her own new policy - she can accumulate NCD.

Have you done any quotes for the car once she has passed the test?