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Settling in for the long haul

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Comments

  • Dakota_Rose
    Dakota_Rose Posts: 798 Forumite
    500 Posts Name Dropper Photogenic

    We’ve decided to place our Christmas savings into premium bonds. They won’t be there long but they’ll be earning next to no interest in the bank short term, so they may as well be in with a chance of winning something in the meantime. £500 put in today, and another £500 to follow at the end of September. We will start to prepare for Christmas at the start of November at the latest so any further money will likely be in and out of the sinking fund then.

    PBs £2550 (including £1k EF & £500 Christmas fund)
    19/26 books for 2026

    Take the time to find the joy in each day

  • Dakota_Rose
    Dakota_Rose Posts: 798 Forumite
    500 Posts Name Dropper Photogenic

    Another NSD here today. Had a quick visit to Mum’s this morning to collect Little Miss who had been for a sleepover (or three), then back home for Mr D’s pancakes which were delicious as always. The rest of the day has been spent lounging and reading for me, playing and relaxing for the others. Dinner tonight will be chicken curry using the leftover chicken from yesterday’s roast.

    All in all, a very satisfactory day! Hope everyone else has had a good weekend.

    PBs £2550 (including £1k EF & £500 Christmas fund)
    19/26 books for 2026

    Take the time to find the joy in each day

  • Dakota_Rose
    Dakota_Rose Posts: 798 Forumite
    500 Posts Name Dropper Photogenic

    I read a crazy amount yesterday, finishing my book at 11pm, then struggling to fall asleep and then dreaming about the blooming thing most of the night before waking early this morning 🙈. I suppose that’s the sign of an engaging book though and I’m on holidays so can get away with it.

    The book I finished was the second in the ‘A Court Of Thorns and Roses’ series. I found the first slow going in places as there were so many new characters and a lot of new information to absorb, but was completely absorbed in the second half. I can see how people have got addicted to them! I’d rate it 9/10 and will have to think about ordering the third in the series now. The first two books I picked up on offer from Sainsbury’s for under £3 each for my holiday. They’ve gone back up in price now but as I think I would reread them in the future, I’m tempted to buy the next one rather than borrow. There were a few times when reading book 2, that I dipped back in to book 1 for reference.

    Anyway, my challenge is going well. I should be on track to complete it if work does not completely take over in the next few months.


    26 books for 2026

    1.You Are Here (easy read) 9/10

    2. The Seven Murders of Evelyn Hardcastle (time-travelling murder mystery) 9.5/10

    3. Love Untold (ending made a middling read worthwhile) 8/10

    4. Way Back (engaging easy read with a farm theme and a few typos) 8.5/10

    5. The Cuckoo’s Calling (first of the Strike detective novels) 8.5/10

    6. Yellowface (‘too awful to look away’ page-turner) 10/10

    7. A Thousand Splendid Suns (emotive, heavy but worthwhile read) 10/10

    8. Before the coffee gets cold (Japanese coffee-shop time-travelling scenarios) 8/10

    9. Us Three (screenplay-style friendship story) 9/10

    10. The Twyford Code (a puzzle within a puzzle) 9/10

    11. The Shock of the Fall (first person narrative with flashbacks - includes childhood trauma told sensitively and with humour woven throughout) 8/10

    12. Guilty (lots of shock factor details, but predictable storyline) 7.5/10

    13. The Falls (Scottish detective novel) 8.5/10

    14. The Examiner (murder mystery told through emails and messages) 8.5/10

    15. First Blood (prequel to a favourite detective series) 10/10

    16. We Solve Murders (cosy murder mystery) 8.5/10

    17. A Court of Thorns and Roses (fantasy romance) 9/10

    18. A Court of Mist and Fury (second in the ACOTAR series) 9/10

    PBs £2550 (including £1k EF & £500 Christmas fund)
    19/26 books for 2026

    Take the time to find the joy in each day

  • Dakota_Rose
    Dakota_Rose Posts: 798 Forumite
    500 Posts Name Dropper Photogenic

    A new month is here and the first couple of direct debits have come out of the bank. Nothing unplanned has been spent today but we went out for our four-daily food shop which is still going well as it is the perfect amount to avoid a top up shop and everything stays fresh and to a menu that we’re still in the mood for. I hope we can continue to make it work once we’re all back in our school/work routine.

    Nothing else to report really. As it’s our final week off it feels like we should be living life to the max but I always feel better preparing the house and everything for a calm return to work and school. We have a seventh week off this year and it feels lovely and long. Beyond household tasks and decluttering, my last week leisure activities will mostly be made up of reading, sewing (Christmas presents) and walking (the walking pad has been used almost daily since purchase and I’m feeling the benefit of it already). I will also do a full day’s work on Friday.

    PBs £2550 (including £1k EF & £500 Christmas fund)
    19/26 books for 2026

    Take the time to find the joy in each day

  • I’ve just got into ACOTAR… kindle had the bundle of 5 books recently for about £20 I think. I started the first book last week and have been obsessed, I’ve just finished the 3rd book 🫪. I’m having a little break before I start book 4 😂… books 6 & 7 are coming out later in the year 🤩

    DFD March 2025 (£35000 paid off)
    FFEF £20000 saved
    Currently treading water while having cancer treatment and trying not to dip into FFEF too much!
  • DancingInTheRain
    DancingInTheRain Posts: 1,701 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic

    Great to hear the 4 daily shop is working out. Might have to borrow that idea from you to help put some structure in for us as we're a bit higgledy-piggledy with me not working regular days and DH being a combo of travelling for work or working remotely at home.

    Enjoy your last few days off.

    Debt Busting Again in 2026!

    Starting Debt 03.05.26 = £5345 Current Total 01.09.26 = £3442

    Clear M&S Card Starting Balance 03.05.26 £600 Cleared 05.07.26 💚

    Clear V12 Finance Starting Balance 05.07.26 £600 Cleared 12.08.26 💚

    Clear Barclaycard Starting Balance 12.08.26 £940 Current Total 01.09.26 £742

  • Dakota_Rose
    Dakota_Rose Posts: 798 Forumite
    500 Posts Name Dropper Photogenic

    That’s a great deal! I’ve just treated myself to book 3 from my personal spends. I’ve started with the paperbacks now so will need to continue with them for the bookshelf 😂.

    PBs £2550 (including £1k EF & £500 Christmas fund)
    19/26 books for 2026

    Take the time to find the joy in each day

  • Dakota_Rose
    Dakota_Rose Posts: 798 Forumite
    500 Posts Name Dropper Photogenic

    Give it a go and see what you think. For a family of five, it’s taken us ages to find a ‘sweet spot’ for weekly shops as the kids seem to inhale fresh fruit and treats!

    PBs £2550 (including £1k EF & £500 Christmas fund)
    19/26 books for 2026

    Take the time to find the joy in each day

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