Settling in for the long haul

Dakota_Rose

Despite being the end of the holidays, I feel relaxed and happy today. I really enjoy Sundays. In recent years I’ve learned to appreciate them for what they are and take pleasure in a slower pace and little things like a nice meal and a good book. Gone are the days when I let them be ruined by worries of the week ahead (well as far as I can control it).

We’ve enjoyed a lazy morning with bacon rolls and the youngest two have made chocolate crispy cakes.

A marketplace sale has been collected so that is £10 added to the emergency fund. £995/£1000.
The Vinted sale when it clears will help us to top that up to the £1000, and the £100 of premium bonds will be the start of our first ever longer-term savings pot. This feels right but will likely stay low when we still have home renovations to fund and a car loan/mortgage to overpay.

I’m awaiting my P60 to be able to complete my tax self-assessment for the child benefit payments we have received this tax year. They have been kept completely separate from our monthly money and fed into a regular savings account. My thinking being that even if I have to pay the full amount back (and we shouldn’t), we’d still have a chunk of interest to go towards new uniforms for the kids.

Oh and it will be a no spend day!