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2026 - consolidation and calm
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PAD (Payment a Day)
Today's PAD - £4
Jan - £20Car balance Sept 25 - £11,031 - now £8,835"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
I'm very confused as to what day it is
A small extra PAD today due to the ebay sale from the other day. I've sold another item today so will PAD that tomorrow. It's packed ready to be posted and DH says he'll take it later.
Not much planned today, I'm going in to help little miss with her room in a bit. Hopefully she'll identify some bits to go. She's already bought a couple of bags of her artwork down so that's started the declutter list off nicely.
I've had confirmation that the smart meter will be installed next Friday - at long last! I've also seen that the repair cafe is happening next weekend so we'll be able to take our broken Christmas light and see if it can be salvaged for next year."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
I helped little miss with her room earlier until we both lost the will to live. Good progress made though and we'll do some more tomorrow. A big box of paper for recycling, a bag for rubbish and a load of soft toys for donating/selling. She's worried that they are going to unloved and no one wants them. I've tried to reassure her!
I've also done a few surveys, though was screened out of most. I must keep up better this year with them as it's nice extra money to PAD.
Finished one of my Christmas books and started on the next."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Well done to you & little miss.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Oh bless little Miss decluttering and worrying about her soft toys ❤️ Sounds like you’ve both made great progress.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Oh bless her, I remember (okay, full grown adult and know) the feeling well. It is the loving thing for her to do to let them go live their best lives ❤️https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
beanielou said:Well done to you & little miss.Sun_Addict said:Oh bless little Miss decluttering and worrying about her soft toys ❤️ Sounds like you’ve both made great progress.
Thank you allPennysIntoPounds said:Oh bless her, I remember (okay, full grown adult and know) the feeling well. It is the loving thing for her to do to let them go live their best lives ❤️
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
PAD (Payment a Day)
Today's PAD - £6
Jan - £26Car balance Sept 25 - £11,031 - now £8,705"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Happy Saturday!
PADs are looking nice this month. Another ebay sale to add to today's PAD and I've sold another item so will add that tomorrow, though that's only £1. Car balance has also gone down due to CC payment 
I maintained at SW today which I am very happy about considering the goodies this week. I am still 3.5lb down over the Christmas period which is amazing. There are a few bits left which I hope to finish today and then I will be back on it properly. DH and I have been shopping so I have a proper plan for the week now.
Not much else planned today. It's cold here, but no ice or snow. Hope everyone is keeping safe and warm."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7 -
Have a look at this site for rehoming soft toys to children who need them (eg hospice) - they also do doorstep collection. My daughter used them before Christmas & was really happy that her old soft toys would be given a new lease of life.jwil said:I helped little miss with her room earlier until we both lost the will to live. Good progress made though and we'll do some more tomorrow. A big box of paper for recycling, a bag for rubbish and a load of soft toys for donating/selling. She's worried that they are going to unloved and no one wants them. I've tried to reassure her!
I've also done a few surveys, though was screened out of most. I must keep up better this year with them as it's nice extra money to PAD.
Finished one of my Christmas books and started on the next.
https://anglodoorstepcollections.co.uk/donate-soft-toys/
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