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2026 - consolidation and calm

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Comments

  • Rhyddid2026
    Rhyddid2026 Posts: 1,584
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    Funny you should say that Pip, I usually only have hay fever between February and May but it's been on and off for the last 6 or 7 months, even today and yesterday - coughing, sneezing, headaches.

    Debts                04/01/25       01/10/26  
    CC1                   £14,122.71     - 
    CC2                     -                   £6,975
    CC3                   £6,112.60      £6,495
    1st Direct CC     £176.03         £151.44
    CC total             £20,411.34    £13,621.44
    OD                     £1100            £0
    Car loan             £4,000          £2,400
    1st Direct Loan  £10,684.44    £3,825
    Total                  £36,195.78    £19,846.44
    EF £2,800
    HF £3
    EB £250
  • jwil
    jwil Posts: 24,014
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    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £188

    Jul - £78

    Aug - £142

    Sep - £175

    Car balance Sept 25 - £11,031 - now £6,750

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • ArtyJ931
    ArtyJ931 Posts: 453
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    I’ve been taking extra antihistamines and I thought so too - but can’t figure out what it was. Then my lymph nodes all swelled up and that’s why I fell down on the virus side rather than hayfever but I’ve just woken with more hayfever symptoms today so think it was both. What could it be now?!

    DFW info LBM: March 26

    Total 03/26 69,481

    My DMP Diary - year 1

    "You put one foot in front of the other and one day you look back and see that you have climbed a mountain" Ready for the climb.💪

  • jwil
    jwil Posts: 24,014
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    Glad you are feeling better, mine's similar.

    It's definitely not hayfever, though I did take some antihistamines. Everything's probably all out of sync because of the long dry summer.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 24,014
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    It's weird isn't it. Mine's coming out more like a cold now. I don't have the massively fuggy head I had yesterday thankfully.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • ArtyJ931
    ArtyJ931 Posts: 453
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    yes I’m over it now and it was definitely a thing. Just an odd thing. It seems like everyone has it to varying degrees at work. I’m now over it but still having hayfevery stuff too so I think it was an annoying combo of both. Having looked stuff up there is a higher level mould spores in and outdoors now due to the damp and mild weather and those symptoms apparently mimic hayfever. 👌

    DFW info LBM: March 26

    Total 03/26 69,481

    My DMP Diary - year 1

    "You put one foot in front of the other and one day you look back and see that you have climbed a mountain" Ready for the climb.💪

  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,318
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    Went back to work yesterday after 2 weeks leave and so many people coughing and spluttering.

    Life is an adventure, never stop exploring.

  • jwil
    jwil Posts: 24,014
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    Mine's come out into a proper cold now, but it's not too bad. At least I didn't wake myself snoring a million times last night!

    Yes, it all seems to have appeared suddenly doesn't it!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 24,014
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    PAD (Payment a Day)

    Today's PAD - £5

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £188

    Jul - £78

    Aug - £142

    Sep - £180

    Car balance Sept 25 - £11,031 - now £6,746

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 24,014
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    Happy payday! I got a bit more in back pay than I thought so that was nice. I'm back to 'proper' padding now 😁 I want to smash that car balance!

    A little extra today due to some cash back. It's a nice PAD total for the month.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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