We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2026 - consolidation and calm

1103104105106108

Comments

  • NeverendingDMP
    NeverendingDMP Posts: 2,482 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper

    The donuts sound lovely though, a little rest every so often is fine I'm sure. Hope the counter protest goes well

    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 Sept 26- just under 62k

    June 25 Debts in my name were £5170. Now 6687 (Sept 26)
    DH debts ?? at a guess £15k
  • jwil
    jwil Posts: 23,915 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    They were lovely! The counter protest went well, outnumbered the haters as ever.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,915 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £14

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £188

    Jul - £78

    Aug - £142

    Sep - £123

    Car balance Sept 25 - £11,031 - now £6,758

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,915 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Another survey cashout today.

    Not much planned for today, little miss isn't parkrunning so I'm going to try and get some stuff done around the house. I also want to prep some food for next week. I'm on a course on Thursday, so that will be a change.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,306 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic

    I thought of you this morning Jwil , I attended park run with my granddaughter for the first time . I was exhausted just watching her run !

    Life is an adventure, never stop exploring.

  • jwil
    jwil Posts: 23,915 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Well done for going! I'm always admiring of the energy! I hope your granddaughter enjoyed it 😊

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,915 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    I've had a reasonably productive day today. I did some cooking this morning - casserole for lunch today with roasties and veg, cottage pie for tomorrow, and I made up a risotto recipe from a magazine which I will eat for lunches or teas throughout the week. I wish we had a bigger fridge and freezer, we just don't have space for a lot of batch cooking. I've really struggled to find space for it all. I should really halve recipes for me only, so I make 2 portions rather than 4.

    We had the free hour this afternoon so washing, TD on, kids showered and everything on charge. I hoovered too which I hadn't thought about doing before 😂

    I did a bit in the garden as well as the grass growing between the patio slabs was getting rather long!

    I've done some more surveys so should be able to cash out again tomorrow 😁

    I've been through and updated the financials. I had a spendy day out with little miss yesterday. I did buy myself a couple of lovely soft and snuggly jumpers which are great, and a new bra as the wire has snapped in one of mine which is annoying as I haven't had it that long. I figured at the rate I'm losing weight, there's no real risk of me shrinking out of the jumpers this winter, and even if I do they'll just be nice and loose for snuggling in.

    Speaking of which I've basically been completely off plan for the last couple of days, not where I am normally where my meals are ok, but I snack too much. We got sent home with a pile of food yesterday which we've also eaten today. It's pretty noticeable how rubbish I feel from not eating well. I'm looking forward to getting back on plan tomorrow. I definitely feel much better eating less processed food and more fruit and veg!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,915 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £9

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £188

    Jul - £78

    Aug - £142

    Sep - £132

    Car balance Sept 25 - £11,031 - now £6,757

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,915 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £188

    Jul - £78

    Aug - £142

    Sep - £134

    Car balance Sept 25 - £11,031 - now £6,756

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Humboldt
    Humboldt Posts: 665 Forumite
    500 Posts Second Anniversary Name Dropper

    Morning @jwil, I would say that you had a very productive day!

    As you know, I love a weekly meal plan. It not only saves time and money, but also stops me having to think about what we will eat each day. I also notice a difference when I eat lots of processed food, especially those that contain lots of sugar. That said, how poor life would be without the odd treat. Have you thought of looking on V!nted for wardrobe replacements? There are some real bargains to be had, however, you do need to know your size for the multitude of brands on offer. I recently bought a M+S trench coat for £8 and it was immaculate. Enjoy the rest of the week ☺️

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.6K Banking & Borrowing
  • 254.8K Reduce Debt & Boost Income
  • 456.1K Spending & Discounts
  • 248.1K Work, Benefits & Business
  • 605.6K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.