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2026 - consolidation and calm

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Comments

  • NeverendingDMP
    NeverendingDMP Posts: 2,475 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper

    Glad the iPads look okay. It's my first time on the forum it changed so I'll have a look and see what I can find/not find as it were! It sounds like you made good use of the electric. Similar here - I did a lasagne and pasta bake whilst washing, running the tumble dryer and ironing school uniform😂

    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 Sept 26- just under 62k

    June 25 Debts in my name were £5170. Now 6687 (Sept 26)
    DH debts ?? at a guess £15k
  • ArtyJ931
    ArtyJ931 Posts: 365 Forumite
    100 Posts Photogenic Name Dropper

    how do people get an hour of free electricity?!

    DFW info LBM: March 26

    Total 03/26 69,481

    My DMP Diary - year 1

    "You put one foot in front of the other and one day you look back and see that you have climbed a mountain" Ready for the climb.💪

  • jwil
    jwil Posts: 23,894 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Hello! How's everything going? I thought you hadn't been around for a while. We're gas cooking, so I couldn't add that on 😆

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,894 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    We're with Octopus. If you are with them, have a smart meter and sign up to Octoplus you can opt into their energy saving sessions. For every 2 sessions you save energy which are usually in the evenings during the week, you can earn an hour of free electricity. It's running until November I think.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,894 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £12

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £188

    Jul - £78

    Aug - £142

    Sep - £82

    Car balance Sept 25 - £11,031 - now £6,764

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • NeverendingDMP
    NeverendingDMP Posts: 2,475 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper

    I'm doing alright. Ive had a break from posting in my diary for a bit but I'll be back online soon as I need to get sorted. Good luck with your busy week and well done on getting the car balance down so much.

    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 Sept 26- just under 62k

    June 25 Debts in my name were £5170. Now 6687 (Sept 26)
    DH debts ?? at a guess £15k
  • jwil
    jwil Posts: 23,894 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,894 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £188

    Jul - £78

    Aug - £142

    Sep - £84

    Car balance Sept 25 - £11,031 - now £6,763

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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