January 2026 NSD challenge
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Joyous January's No-Spend Days Challenge!
Comments
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One yesterday and one today, up to 18. I’m going to need petrol before the weekend but I don’t count this necessary spend.2
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Early call NSD for me and I’ve lost 2kg walking everywhere 💪🏻#no 3 Debts off by Xmas 2026 £2175/£15,250
NSD March 14/22 NSD April 17/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2175
1% challenge = 14.2%
#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5004 -
Logging an early NSD for me, 8/10
Find a little bit of joy in every day.
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Another one for me today.https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
April NSD challenge 12/10
April AFD challenge 6/141 -
Not today, I bought spray paint and I'm out dancing tonightCurrent No Spend Challenge: 12/13
2025 No Spend Days: 50/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20302 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targets32b3in2013 7/18
AuntieL 12/15
beanielou 20/19
cathybird 15/15
Changeyourlife25 2/10
crazybeautiful 16/25
cuddlymarm 9/15
Dizzycap 18/20
doingitanyway 6/12
Doris17 17/20
Honeysucklelou2 3/10
ilovetea 15/20
InDebtEnby 11/13
KajiKita 15/20
laurenh1 11/18
leftatthetrafficlights 15LittleMissDetermined 14/20
loopylupin 10/10
Mamma2004 9/10
MissMoneyMishap 11/12
NeverendingDMP 1/10
Pinkpieuni 7/10
Prodigal50 9/10
RhiBi 8/10
RollinginClover 15ShelivesintheShire 13/20
snugglenush 2/10
SovereigntyQueen 31Teamjarjar 5Tenar15 6/12
Thriftymissus 18/20
ThriftyPrincess40 18/20
VickyA 2 10/15
Wanna Bee Free 13/10
yellowstickerfan 7/15
To see the updated results for January on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
NSD for me please 17/20.
"My Life Is About The Journey Not The Destination"1 -
Another NSD for me today, total now 7/18
32b3SPC9 #125 - £816.85
SPC10 #125 - £851.81
SPC 11 #7 - £968.46
SPC 12 #7 - £2682.90
SPC 13 #7 - £4829.85
SPC 17 #7 - £7313.631 -
A very early call for an 18/20 NSD Wednesday - I'm on a full rest day
No expected spends for the rest of the week so I should smash through the 20 NSDs for the month - Whoop, whoop........ 
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1934.27 / £2026 (4)1 -
One for me today. I have a lovely budget planner this year and it comes with 'no spend' stickers, 20 per month so I'm aiming to use them all!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60002
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