January 2026 NSD challenge
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Joyous January's No-Spend Days Challenge!
Comments
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Today I spent, but made a sensible alternative purchase. I bought a box hair colour, need to cover these roots! It was much cheaper than an appointment at my hairdresser.Tomorrow I will do better.
well done everyone, it’s great to read along and have to really think about spending.4 -
I missed a NSD, so I need to rectify that! 6/15 this month so far.Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared2
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NSD here. 9/202
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@ThriftyPrincess40 pet food is definitely an essential so that's an NSD xx
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targets32b3in2013 1/18
AuntieL 7/15
beanielou 9/19
cathybird 7/15
Changeyourlife25 2/10
cuddlymarm 6/15
Dizzycap 9/20
doingitanyway 3/12
Doris17 9/15
Honeysucklelou2 2/10
ilovetea 6/20
InDebtEnby 5/13
KajiKita 8/20
laurenh1 5/18
leftatthetrafficlights 15LittleMissDetermined 7/20
loopylupin 6/10
Mamma2004 5/10
MissMoneyMishap 5/12
NeverendingDMP 1/10
Pinkpieuni 3/10
Prodigal50 4/10
RhiBi 4/10
RollinginClover 15ShelivesintheShire 9/20
snugglenush 2/10
SovereigntyQueen 31Tenar15 4/12
Thriftymissus 8/20
ThriftyPrincess40 10/20
VickyA 2 6/15
Wanna Bee Free 5/10
yellowstickerfan 4/15
To see the updated results for January on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Yayyy xxx she’s also my emotional support dog so id give up everything for her x id be lost without her, she walks everywhere with me and is sooo happy and loving 🥰cathybird said:@ThriftyPrincess40 pet food is definitely an essential so that's an NSD xx
#no 3 Debts off by Xmas 2026 £2175/£15,250
NSD March 14/22 NSD April 17/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2175
1% challenge = 14.2%
#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5003 -
Well done everyone - Look at us go.....VROOOOOOOOOOM!


It's a 9/20 NSD Saturday here!
I Hope to be halfway on the NSDs by Sunday
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1886.43 / £2026 (4)3 -
Good morning
One today please making it 6/15, tomorrow won’t be cos we’ve nearly reached the end of the Xmas food and it will Ben cheaper in the long run to do an online shop than keep buying bits ( and the extras that jump into your basket)
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2002 -
Not one today, I have decided to go for a potter into town. As I WHF I don't get out much and can spend 4-5 days without going further than walking the dog, so it's nice to be a bit sociable.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60002 -
NSD 10/20 today 💪🏻#no 3 Debts off by Xmas 2026 £2175/£15,250
NSD March 14/22 NSD April 17/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2175
1% challenge = 14.2%
#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5003
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