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Large income gap, would you expect the lower earning partner to still work for money?
Comments
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Maybe B could do more of the household chores, physical and admin.Emmia said:
I'd still work, my own financial independence is very important to me.MinnieBin said:
State pension is already maxed out and due in just a few years for Partner B. Sorry forgot to add. No young joint children either.Emmia said:
I would expect the partner to work to provide them with their own financial independence. If I was B I wouldn't not work as I wouldn't want to be 100% reliant on someone else.MinnieBin said:At what point does expecting the lower-earning partner to work and contribute financially start to become a bit… pointless, or even controlling? Say Partner A earns around £290K a year (desk job), while Partner B can realistically max out at about £31K even with all the overtime in the world (manual job).
If you were Partner A, would you expect Partner B to break their back for 10% of the wage you are making? If yes, why?
Plus working means you build your own pension entitlements.
If I was A I'd expect B to work to have their own financial independence. I'd not be willing to entertain a non working partner, especially in a situation without kids.... Even in a long relationship.Also, maybe as a high earning household, you would like to contribute to society in some way, that could be predominantly done by partner B.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.1 -
This would be my ideal solution too. Partner A works for money (it is not a job that makes the society better, some would argue even the exact opposite) and Partner B runs / contributes to a charity.silvercar said:
Maybe B could do more of the household chores, physical and admin.Emmia said:
I'd still work, my own financial independence is very important to me.MinnieBin said:
State pension is already maxed out and due in just a few years for Partner B. Sorry forgot to add. No young joint children either.Emmia said:
I would expect the partner to work to provide them with their own financial independence. If I was B I wouldn't not work as I wouldn't want to be 100% reliant on someone else.MinnieBin said:At what point does expecting the lower-earning partner to work and contribute financially start to become a bit… pointless, or even controlling? Say Partner A earns around £290K a year (desk job), while Partner B can realistically max out at about £31K even with all the overtime in the world (manual job).
If you were Partner A, would you expect Partner B to break their back for 10% of the wage you are making? If yes, why?
Plus working means you build your own pension entitlements.
If I was A I'd expect B to work to have their own financial independence. I'd not be willing to entertain a non working partner, especially in a situation without kids.... Even in a long relationship.Also, maybe as a high earning household, you would like to contribute to society in some way, that could be predominantly done by partner B.0 -
If partner A wants to "give back" they should do that themselves, not seek / rely on B doing it.silvercar said:
Maybe B could do more of the household chores, physical and admin.Emmia said:
I'd still work, my own financial independence is very important to me.MinnieBin said:
State pension is already maxed out and due in just a few years for Partner B. Sorry forgot to add. No young joint children either.Emmia said:
I would expect the partner to work to provide them with their own financial independence. If I was B I wouldn't not work as I wouldn't want to be 100% reliant on someone else.MinnieBin said:At what point does expecting the lower-earning partner to work and contribute financially start to become a bit… pointless, or even controlling? Say Partner A earns around £290K a year (desk job), while Partner B can realistically max out at about £31K even with all the overtime in the world (manual job).
If you were Partner A, would you expect Partner B to break their back for 10% of the wage you are making? If yes, why?
Plus working means you build your own pension entitlements.
If I was A I'd expect B to work to have their own financial independence. I'd not be willing to entertain a non working partner, especially in a situation without kids.... Even in a long relationship.Also, maybe as a high earning household, you would like to contribute to society in some way, that could be predominantly done by partner B.
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If I were B I would want to maintain my own income and 'escape fund'. Happily married for almost 50 years but have always maintained an escape fund.#2 Saving for Christmas 2024 - £1 a day challenge. £325 of £3669
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I think it’s people’s individual choice what they do in relationships. You can’t make blanket rules.3
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Sounds like partner B is thinking to cash in chips and start enjoying freeloading.
What would happen if partner A loose job or become physically/mentally unable to work?
Or if partner A walks out from relationship?
Bet "I want kids" talk will be soon started by partner B.1 -
Unlikely IMO, as OP says B's State Pension is "due in just a few years"Sam_666 said:Bet "I want kids" talk will be soon started by partner B.Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endQuidquid Latine dictum sit altum videtur1 -
I think it's down to the couple in question, but if the well paid partner enjoys their job (or could earn less but still significantly in a job they enjoy), while the person earning less hates their job, it doesn't feel like a partnership. Would be interesting to know how the spends are split, pensions etcStatement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.phpFor free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.0
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B could end up very lonely if they aren't working. And having a "paycheque" does a lot for a person's self esteem. But if money isn't an issue they should have the job they like rather than one they don't.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
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As they’ve only been living together for a year B should be safeguarding their future and keep working.MinnieBin said:
Not 20+ years but living together for a year and dating for a few years.HappyHarry said:I would imagine if it was a long term
partnership, say 20+ years, then both partners would likely be able to agree on a sensible arrangement.
If this was a new relationship, I can imagine that many in partner A’s position might feel that partner B is freeloading.Living together 24/7 is different to dating and things can change.
Otherwise the two people concerned should be working out what suits them, regardless of what strangers on a forum think.7
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