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Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Comments
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#25 double update from me, sorry about that.
March 869.61
April 1059
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#10 reporting
£287.37 for March - sorry for missing this off.
£426.29 for April
Thank you both for running this.
Declutter 2024 :277
Save £12k: #47 £4757.58/£12000
Grocery challenge: £2080 pa, bulk buy £520 pa3 -
Spreadsheet updated.
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Save £12k in 2026 Challenge £12000/£9500
365 day 1p Challenge 2026 £667.95/£374.01
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php5 -
#36 reporting early but adding £250 for late may when payday arrives. Decided to move my money yet again to YBS as they don’t allow withdrawals for 14 days, I kept on having the urge to dip into my savings whilst with nationwide and NatWest. I found that having a separate savings account at a different bank has really helped me. 🙂 hopefully will reach my £1k goal soon and then reassess the amount I’d like to save.
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#15 Caeraugirl £1500 for May please. £1000 was going into a Vanguard pension account until this month, with the other £500 in regular savings, but due to the uncertain economic climate and hopes of retiring in next year, I've halved the pension payments and put the other half into my cash ISA.
I'm lucky enough to have a small NHS pension (took partial retirement at 56), but will still need the extra cash the Vanguard pension will give me until I hit SPA (another 9+ years).
#15 Save £12k in 2026 £7500/£120002 -
Have you ever thought of using an account that has to be managed in branch/post? At least then it's more effort to make withdrawals as you have to faff about with writing letters, sending off passbooks etc. Mansfield BS currently have a regular saver at 6% that's branch/post withdrawals only (for details see The Top Regular Savers Discussion Thread). Alternatively an account that doesn't allow partial withdrawals and instead needs to be manually closed if you want the funds early.
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I’ll have a look into opening a branch only account. Thanks for the suggestion 🙂
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Sorry for the delayed post!
#34 reporting £4300 for April
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#19 reporting for April
£1263.68
Thank you😊
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When I go into the spreadsheet I can sometimes see who else has it open. I love the aliases that people use - "anonymous ferret" this morning!
Save £12k in 2026 #2 I have banked £9004.48 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £1111.79 and most of my May purchasing made
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here2
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