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Save £12k in 2026 challenge (or any other amount to challenge yourself!)

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Comments

  • Topscooby
    Topscooby Posts: 93 Forumite
    Third Anniversary 10 Posts Name Dropper Photogenic

    #6 Topscooby £1400 for February please 👍

    £12k in 2026 #6 ( £4,400 / £12,000 )
    £12k in 2025 #27 ( £12,850 / £12,000 ) Goal surpassed 🙏
    £12k in 2024 #18 (£14,000 / £12,000)…Goal surpassed 🙏
    The 365 Day 1p Challenge 2023 #86 ( Completed at 299.42% )
  • DiscountDuck
    DiscountDuck Posts: 170 Forumite
    Eighth Anniversary 100 Posts Mortgage-free Glee! Name Dropper

    #29 here. I’ve just saved £25 towards my February total. I won’t know how much more is going into the pot until after the 20th. I was really motivated by hitting my goal last month hence already starting this month!

  • Angelica123
    Angelica123 Posts: 387 Forumite
    Sixth Anniversary 100 Posts Name Dropper

    #24 Reporting for Feb - 2050

    #24 Save 12k in 2026
  • Pucky89
    Pucky89 Posts: 25 Forumite
    Second Anniversary 10 Posts

    will report my January savings this evening

  • Suffolk_lass
    Suffolk_lass Posts: 11,076 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Thanks @Pucky89 - it's good to hear from people, even if totals aren't posted - it is reassuring that people have not forgotten they signed up (there are usually a few, every year)

    Save £12k in 2026 #2 I have banked £2870.61 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £568.34 and most of my March purchasing made
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • t2rry
    t2rry Posts: 1,107 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    #17 t2rry declaring an additional £200 for February please

    Saved most of this on a large budgeted item that came in under, the rest is from selling a few things, which I should do more of! I have been debating for a while whether to set this aside or wait for a little more of the month to show its hand but I know how my brain works and if it's not in my spreadsheet's bottom line, I'll do everything I can to avoid spending it, or I'll adjust other budgets to make the month work without it, so I'm taking the plunge.

    Debt Free I FFEF I Building Savings I 2026 Plan:
    1. 25/26 Pension £3,100/£3,100
    2. Regular Savings £3,690/£6,900
    3. Slush Fund £5,550/£10,000

    Save £12k in 2026 - #17 - £12,340/£20,000 (62%)
  • Pucky89
    Pucky89 Posts: 25 Forumite
    Second Anniversary 10 Posts

    #25 final number for Jan £826.25

  • Caeraugirl
    Caeraugirl Posts: 608 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper

    So sorry, just looked at spreadsheet before posting my February total, and can see I didn't update for January, so will correct that now!

    #15 Caeraugirl with £1500 for January and £1500 for February

    #15 Save £12k in 2026 £7500/£12000


  • Suffolk_lass
    Suffolk_lass Posts: 11,076 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 10 February at 8:42AM

    Thank you @Caeraugirl - you are in good company. Still 6 people to update for the first time

    Save £12k in 2026 #2 I have banked £2870.61 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £568.34 and most of my March purchasing made
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,289 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    I got sent some money by my lovely mum for my birthday this month so I have moved a further £500 over to savings for now. That makes a total of £1000 for February. Spreadsheet updated.

    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
    Save £12k in 2026 Challenge £12000/£7500
    365 day 1p Challenge 2026 £667.95/£296.46
    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
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