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Dazzling December's No-Spend Days Challenge!

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Comments

  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 341 Forumite
    100 Posts Name Dropper
    cathybird said:
    @Frisby40 yes you'd be most welcome to join! I've added you to the list :) I put your target as 15 since that's the figure you mentioned but we are nearly halfway through December, so would that be right for this month? Also, if you let me know your tally for the month so far I'll add that too. :):)
    Thank you, yes I’m on track for this month 💪🏻
    #no 3 Debts off by Xmas 2026 £2175/£15,250
    NSD March 14/22 NSD April 17/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £2175
    1% challenge = 14.2%

    #cc1 700/4100 29%
    #cc2 NatWest 600/3400 29%
    #cc3 Halifax 390/2150 26%
    #cc4. MBNA 485/5600 0% runs out soon
    #loan1 1300/14000  7.2%
    #loan2 858/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
  • KajiKita
    KajiKita Posts: 9,983 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Going to be an NSD here today 😊

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 28 books of target 52 in 2026 as @ 23rd April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 16,516 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @frisby40 that's good to hear! If you let me know how many NSDs you have done so far this month I can add it to the list. People often post every day or every day as part of the challenge to say what number they are up to. :) x
  • cathybird
    cathybird Posts: 16,516 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 15 December 2025 at 9:17PM
    December 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    December targets


    AuntieL 7/15  image  image 

    beanielou 13/19  image  image  image  

    BogStandardBob 12 

    cathybird 11/15  image  image  image  

    Dizzycap 13/20  image  image  image  

    Frisby40 10/15  image  image  image  

    InDebtEnby 4/13  image 

    KajiKita 9/18  image  image 

    laurenh1 5/18  image  image 

    leftatthetrafficlights 6/15  image  image 

    LittleMissDetermined 11/15  image  image  image  

    Pinkpieuni 4/10  image 

    Prodigal50 10 

    QueenJess 15 

    short bird 18  

    VickyA 2 6/15   image  image 


    To see the updated results for December on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • VickyA_2
    VickyA_2 Posts: 4,700 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    A NSD here, so I'm now on 6/15

    Love how this is so motivating and I am beginning to see how I can move towards savings.
    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared
  • InDebtEnby
    InDebtEnby Posts: 299 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    One for me
    Current No Spend Challenge: 12/13
    2025 No Spend Days: 50/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • beanielou
    beanielou Posts: 99,344 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,588 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    It's another NSD for me today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4685/£6000
  • Dizzycap
    Dizzycap Posts: 1,802 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    It's a 13/20 NSD Monday!  :):D
    ~ NSD 2026 Challenge April 22/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1886.43 / £2026 (4)
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 341 Forumite
    100 Posts Name Dropper
    NSD today for me 10/15 💪🏻
    #no 3 Debts off by Xmas 2026 £2175/£15,250
    NSD March 14/22 NSD April 17/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £2175
    1% challenge = 14.2%

    #cc1 700/4100 29%
    #cc2 NatWest 600/3400 29%
    #cc3 Halifax 390/2150 26%
    #cc4. MBNA 485/5600 0% runs out soon
    #loan1 1300/14000  7.2%
    #loan2 858/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
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