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How can you report an uninsured vehicle if you're not allowed to check?

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Comments

  • Conrad3000
    Conrad3000 Posts: 216 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    paul_c123 said:
    The car's parked outside my house and it's highly annoying that it's taking up valuable parking space. We have extremely limited spaces in the street and that's why I brought it up.

    No doubt you'd be asking the same thing if you were in a similar situation.
    Is it on double yellows?
    No.

    And it's taxed and MOT'd but not insured. I asked (in passing) the guy who owns it and he confirmed the latter.
  • paul_c123
    paul_c123 Posts: 737 Forumite
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    Not much you can do, unless it blocks your driveway.
  • facade
    facade Posts: 7,803 Forumite
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    paul_c123 said:
    The car's parked outside my house and it's highly annoying that it's taking up valuable parking space. We have extremely limited spaces in the street and that's why I brought it up.

    No doubt you'd be asking the same thing if you were in a similar situation.
    Is it on double yellows?
    No.

    And it's taxed and MOT'd but not insured. I asked (in passing) the guy who owns it and he confirmed the latter.

    Then in the fullness of time he will get a letter reminding him of his obligations under Continuous Insurance Enforcement.
    If he fails to insure it (or move it off road and declare SORN) then he will automatically receive a fine. 

    (I don't know if they keep sending fines until it is insured, or if you only get one)


    This, of course, assumes that the car is registered to him.
    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • QrizB
    QrizB Posts: 20,320 Forumite
    10,000 Posts Fourth Anniversary Photogenic Name Dropper
    akm2018 said:
    Hi all.
    The MID database says you're only allowed to check your own car, not anyone else's.
    Do you imagine that anyone is going to come after you if you check that checkbox even if it's not your car?
    Chances are you can get away with shop lifting, tax fraud and a range of other things... should we advocate those too because of the low risk?
    Wow
    Funny how the mind works
    I know, the MIB form clearly states its an offence to use the form if you are not the owner, keeper, an employee of the owner/keeper or an insurance broker and yet some publicly promote using it when this doesnt apply and yet oddly wouldnt suggest people commit other offences with a low risk of being caught. 
    And the MSE Forum rules prohibit promoting illegal acts.


    N. Hampshire, he/him. Octopus Intelligent Go elec & Tracker gas / Vodafone BB / iD mobile. Ripple Kirk Hill Coop member.
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  • eskbanker
    eskbanker Posts: 38,533 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    paul_c123 said:
    The car's parked outside my house and it's highly annoying that it's taking up valuable parking space. We have extremely limited spaces in the street and that's why I brought it up.

    No doubt you'd be asking the same thing if you were in a similar situation.
    Is it on double yellows?
    No.

    And it's taxed and MOT'd but not insured. I asked (in passing) the guy who owns it and he confirmed the latter.
    In the context of someone who's irritating you by their choice of parking spot, I find it hard to believe that the passing conversation went along the lines of "Can't you park your car somewhere else rather than outside my house, and, oh, by the way, is it insured?", "No"!
  • Conrad3000
    Conrad3000 Posts: 216 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    So what exactly is the offence when checking a car's insurance if the vehicle doesn't belong to you?

    Presumably all you'll get is 'Yay' or 'Nay'.

    And funnily enough, there's no issues with looking up other vehicles' MOT and tax status but not insurance 🙄
  • Car_54
    Car_54 Posts: 8,993 Forumite
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    So what exactly is the offence when checking a car's insurance if the vehicle doesn't belong to you
    Computer Misuse Act 1990, section 1. Unauthorised access.
  • facade
    facade Posts: 7,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 27 November at 1:04PM
    So what exactly is the offence when checking a car's insurance if the vehicle doesn't belong to you?

    Presumably all you'll get is 'Yay' or 'Nay'.

    And funnily enough, there's no issues with looking up other vehicles' MOT and tax status but not insurance 🙄

    It is likely because it is actually a chargeable service, using a private database operated by MIB, and they are allowing you the concession of a free check on your own vehicle.
    Falsely declaring that you are the owner of a vehicle in order to avoid paying for the check is therefore fraud. (making a false declaration in order to gain a financial advantage)


    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • Conrad3000
    Conrad3000 Posts: 216 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Ah, I see. Thanks.
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