How can you report an uninsured vehicle if you're not allowed to check?

MyRealNameToo

akm2018 said:

Conrad3000 said:

Hi all.

The MID database says you're only allowed to check your own car, not anyone else's.

Do you imagine that anyone is going to come after you if you check that checkbox even if it's not your car?

Chances are you can get away with shop lifting, tax fraud and a range of other things... should we advocate those too because of the low risk?

sheslookinhot

MyRealNameToo said:

akm2018 said:

Conrad3000 said:

Hi all.

The MID database says you're only allowed to check your own car, not anyone else's.

Do you imagine that anyone is going to come after you if you check that checkbox even if it's not your car?

Chances are you can get away with shop lifting, tax fraud and a range of other things... should we advocate those too because of the low risk?

Wow

Funny how the mind works

paul_c123

Not being on MID, doesn't mean the car isn't insured.

Herzlos

paul_c123 said:

Not being on MID, doesn't mean the car isn't insured.

It's pretty unlikely though. If we assume that the OP is querying it because there's a car locally that seems to be abandoned on a public road, then it's probably not covered by a trade policy or having recently had a change of ownership and MID hasn't updated.

Though if it's not insured it may not be taxed either, and you'll probably get a quicker resolution reporting it as untaxed.

facade

paul_c123 said:

Not being on MID, doesn't mean the car isn't insured.

Also, the Continuous Insurance requirement (enforced by DVLA with a calendar by post- not the Police) falls on the keeper, not the driver (well there isn't a driver when parked)

The Police would be interested in an uninsured vehicle being driven, but then the driver could have "other vehicle cover" which would make the car insured while they were driving it.

There is some debate about if a parked car is being "used" The DVLA count it as being used on the road for SORN/VED purposes.

MyRealNameToo

sheslookinhot said:

MyRealNameToo said:

akm2018 said:

Conrad3000 said:

Hi all.

The MID database says you're only allowed to check your own car, not anyone else's.

Do you imagine that anyone is going to come after you if you check that checkbox even if it's not your car?

Chances are you can get away with shop lifting, tax fraud and a range of other things... should we advocate those too because of the low risk?

Wow

Funny how the mind works

I know, the MIB form clearly states its an offence to use the form if you are not the owner, keeper, an employee of the owner/keeper or an insurance broker and yet some publicly promote using it when this doesnt apply and yet oddly wouldnt suggest people commit other offences with a low risk of being caught. 

paul_c123 said:

Not being on MID, doesn't mean the car isn't insured.

Strictly speaking true, and insurers/brokers have 7 days to add the details from purchase plus fleet owners have 14 days, in reality though most non-fleet vehicles will be added on later than next working day. 

A former client received warning letters about being at circa 6.8 days but that wasnt about adding new cars but about removing cancelled policies as they had a stupid process meaning they backdated the cancellation sometimes several weeks or even a couple of months and that was throwing off their numbers 

Conrad3000

akm2018 said:

Conrad3000 said:

Hi all.

The MID database says you're only allowed to check your own car, not anyone else's.

Do you imagine that anyone is going to come after you if you check that checkbox even if it's not your car?

What if while speaking to the Police, they say 'have you not read the warning on the MID website about only checking your own car, not anyone else's '?

That's what's the main concerning thing.

matt_drummer

Why not just report it anyway?

If it turns out to be insured nothing will happen to you.

Baldytyke88

MyRealNameToo said:

I know, the MIB form clearly states its an offence to use the form if you are not the owner, keeper, an employee of the owner/keeper or an insurance broker and yet some publicly promote using it when this doesnt apply and yet oddly wouldnt suggest people commit other offences with a low risk of being caught. 

I have used it a few times over the years, no one has ever come to arrest me. I guess people want to look up other peoples cars with good intentions, my guess is they are not bothered and they cannot trace you anyway. The site does not ask for ID.

user1977

Conrad3000 said:

akm2018 said:

Conrad3000 said:

Hi all.

The MID database says you're only allowed to check your own car, not anyone else's.

Do you imagine that anyone is going to come after you if you check that checkbox even if it's not your car?

What if while speaking to the Police, they say 'have you not read the warning on the MID website about only checking your own car, not anyone else's '?

That's what's the main concerning thing.

Why do you think you need to collect the evidence? Just report it to the police as a suspected uninsured vehicle (if they’re even interested) and let them investigate.