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Spending It
Comments
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We went on our first cruise recently and felt that many of our fellow passengers were there to totally overindulge on the booze and food. As you might know, one upgrade you can buy on a cruise is a "Premium Drinks Package" where you're served the "Premium" brands, like Grouse, Bombay Sapphire gin, Smirnoff Vodka as opposed to the "House" version of these spirits. It would be interesting to know how many people opt for that as a "value for money" purchase.1
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I recently visited the UK and while I couldn't bring myself to pay for Business Class seats I did splurge on the hotels. My regular spending is covered by fixed income sources like pensions, annuities and soon to come SP, but I do give to family and charities every year. But frankly with 15% investment gains this year I could give far more away, only the anticipation of next year's 20% losses stops me.And so we beat on, boats against the current, borne back ceaselessly into the past.2
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We cruised recently and the top drinks ‘package’ was $90 per day! It just encourages excess. We have never taken any drinks package or organised excursions (so probably not valued customers 🤣). It is easy, with a little research, to sort your own onshore trips and enjoy a good coffee/drink at reasonable prices. A few years ago OH took two of our children to Pompeii when we docked in Naples using local buses, obtained free entry for the children as students and treated them to locally made ice cream for about 20% of the cost of the cruise excursion.
Perceived value for money is more important than being able to afford things, to us, probably as a result of how we have saved to be in our current situation.2 -
Spending big is harder if you're not interested in travelling, or premium brand cars.
How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)0 -
I think there are probably a few other options than that for spending big.Sea_Shell said:Spending big is harder if you're not interested in travelling, or premium brand cars.
Sunningdale - Barton Wyatt
The 50 most expensive yachts for sale now
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You could develop an interest in gigs/festivals or theatre - that seems to be burning a few pennies for us. Then there is the whole world of the cycle - a friend with far too much money (for a very sad reason) has just added a titanium Brompton to his collection 😳Sea_Shell said:Spending big is harder if you're not interested in travelling, or premium brand cars.I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.1 -
Gigs festivals and theatre - a wonderful thing to spend on. I’d add trips to museums and exhibitions and city breaks too.MallyGirl said:
You could develop an interest in gigs/festivals or theatre - that seems to be burning a few pennies for us. Then there is the whole world of the cycle - a friend with far too much money (for a very sad reason) has just added a titanium Brompton to his collection 😳Sea_Shell said:Spending big is harder if you're not interested in travelling, or premium brand cars.
I can spend a lot on bikes as well. A titanium Brompton though? That I can’t fathom 🤷0 -
-- Spending big is harder if you're not interested in travelling, or premium brand cars. --
Shop for "Quiet luxury" brands, such a Jaeger, Reiss etc. rather than M&S
Use Waitrose for most food shopping
Amazon Prime for convenience
Go for VIP packages at sports events
First class for rail travel
Escorted tours of galleries, preview nights etc.
A decent massage occasionally, or physiotherapy if something aches.
Have a cleaner, send shirts out for ironing
Take frequent mini/city-breaks, stay at the same hotel chain for Silver or higher membership benefits
Filter hotels by 8+ reviews on booking.com
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Watches, jewelry, handbags, tailored or designer, clothes, Michelin-starred meals, original artwork and of course, charitable donations.
Plenty of ways to spend it.0 -
I just bought myself a new desktop computer so I could comfortably play Baldur's Gate 3...£3400! It does other stuff too of course...I think!
If you want to be rich, live like you're poor; if you want to be poor, live like you're rich.4
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