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Nifty November's No-Spend Days challenge!

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Comments

  • laurenh1
    laurenh1 Posts: 1,129 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    An early call for today, number 16. 
  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    NSD Wednesday 😁 No plans to spend today
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • cathybird
    cathybird Posts: 16,496 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 20 November 2025 at 10:48PM
    November 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    November targets


    AuntieL 12/18  image  image  image  

    beanielou 18/19  image  image  image   image 

    BogStandardBob 4/12  image 

    cathybird 13/15  image  image  image  

    Changeyourlife25 10 

    Crazybee787 5/12  image  image 

    Dizzycap 17/15  image  image  image   image  image  image

    doingitanyway 1/12  image 

    Doris17 6/15  image  image 

    InDebtEnby 6/13  image  image 

    KajiKita 15/20  image  image  image   image 

    laurenh1 17/18  image  image  image   image 

    leftatthetrafficlights 14/15  image  image  image  

    LittleMissDetermined 11/12  image  image  image  

    Pinkpieuni 6/10  image  image 

    Prodigal50 10 

    QueenJess 15 

    short bird 18  

    VickyA 2 4/15  

    woodyemm 10  


    To see the updated results for November on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,566 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    It’s one for me today 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4685/£6000
  • KajiKita
    KajiKita Posts: 9,944 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD Wednesday here 😊

    KK
    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 26 books of target 52 in 2026 as @ 12th April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CrazyBee787
    CrazyBee787 Posts: 1,772 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    Not today treats from the bakery XX

    Goals for 2026: -

    1. Save £4000 EF
    2. Save for a holiday if possible as well (secondry)
    3. No spends days 15+
  • Dizzycap
    Dizzycap Posts: 1,777 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    It's a 17/15 NSD Thursday  :D Too cold to go out to spend & I don't do Black Friday, as it's usually a total rip off!  :(:/
    ~ NSD 2026 Challenge April 17/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1886.43 / £2026 (4)
  • laurenh1
    laurenh1 Posts: 1,129 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    NSD number 17 today :smiley:
  • beanielou
    beanielou Posts: 99,270 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • CrazyBee787
    CrazyBee787 Posts: 1,772 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    Not today last of the Christmas shop and take out; naughty meXX

    Goals for 2026: -

    1. Save £4000 EF
    2. Save for a holiday if possible as well (secondry)
    3. No spends days 15+
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