We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Knocking years off the mortgage…that’s the goal!

1171820222325

Comments

  • Sammie_1985
    Sammie_1985 Posts: 257 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    edited 18 May at 9:42AM

    thanks @[Deleted User] your lists do give me motivation so I’ll do my own too!

    so today I would like to get done:

    Bathroom ✔️

    Kitchen ✔️

    Downstairs toilet ✔️

    Hoover ✔️

    Ensuite ✔️

    ironing ✔️

    Mop✔️

    Polish lounge ✔️

    Change DS1 & DS2 bedding ✔️

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 23yrs 2Months

    🏡Mortgage Now - £183,300.00
    💫Term Remaining (With Overpayments) - 20yrs 5Months

    🗓️245/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £4025.75/£7000

    💰EF - £6500/£10000


  • Sammie_1985
    Sammie_1985 Posts: 257 Forumite
    Seventh Anniversary 100 Posts Name Dropper

    I’ve decided to go back to wearing my fit bit and try to get my steps back up, I used to walk for miles everyday but got really lax with it over the past year. I’ve found an app where you can join challenges with other people so that should be fun.

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 23yrs 2Months

    🏡Mortgage Now - £183,300.00
    💫Term Remaining (With Overpayments) - 20yrs 5Months

    🗓️245/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £4025.75/£7000

    💰EF - £6500/£10000


  • beanielou
    beanielou Posts: 99,738 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Oh you have just reminded me that DS breaks up tomorrow. (He’s an adult).

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Go Team Sammie, get those calories burnt and that cleaning done - bravo!

  • Sammie_1985
    Sammie_1985 Posts: 257 Forumite
    Seventh Anniversary 100 Posts Name Dropper

    all jobs done 🙌🏼

    Just have the boys bedrooms to Hoover and polish tomorrow.
    another lovely sunny day here so managed to get towels and bath mats washed, dried and back in the bathrooms.

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 23yrs 2Months

    🏡Mortgage Now - £183,300.00
    💫Term Remaining (With Overpayments) - 20yrs 5Months

    🗓️245/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £4025.75/£7000

    💰EF - £6500/£10000


  • Boom and it is done - well done! You can enjoy the evening with no worries XX

  • Sammie_1985
    Sammie_1985 Posts: 257 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    edited 27 March at 10:59AM

    thank crazy! I did ☺️

    DS3 finishes at 12.30pm today for the Easter holidays so that gives me enough time to finish off the other 2 bedrooms.

    Oh and I managed a NSD yesterday! We are over the in laws this evening for a birthday which means I don’t need to cook 🙌🏼 hoping for another NSD today.

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 23yrs 2Months

    🏡Mortgage Now - £183,300.00
    💫Term Remaining (With Overpayments) - 20yrs 5Months

    🗓️245/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £4025.75/£7000

    💰EF - £6500/£10000


  • Sammie_1985
    Sammie_1985 Posts: 257 Forumite
    Seventh Anniversary 100 Posts Name Dropper

    Another NSD yesterday.
    We took DS3 to the cafe which opened today, it was really busy so that’s great! Spent £4.05 on 2 teas a squash and a crème egg cookie for DS. We will definitely be going back again soon. They had a lovely lunch menu with soup, jacket potatoes and panini’s. Yum!
    We popped into our local town afterwards to replace another pair of school shoes! They were £42.99 (he wears trainers) no plans to spend any more money today.

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 23yrs 2Months

    🏡Mortgage Now - £183,300.00
    💫Term Remaining (With Overpayments) - 20yrs 5Months

    🗓️245/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £4025.75/£7000

    💰EF - £6500/£10000


  • Sammie_1985
    Sammie_1985 Posts: 257 Forumite
    Seventh Anniversary 100 Posts Name Dropper

    I must have forgotten I transferred £200 into savings a couple of weeks ago so had a nice surprise when I logged into my bank today and saw the balance was higher than expected. Savings now £5827. Another £300 will be sent over on Wednesday which will see us hit the £6000 mark.

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 23yrs 2Months

    🏡Mortgage Now - £183,300.00
    💫Term Remaining (With Overpayments) - 20yrs 5Months

    🗓️245/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £4025.75/£7000

    💰EF - £6500/£10000


  • Wowsers that was a nice surprise, and you are doing so well, keep it up. I am glad the cafe was good, a well deserved reward is always needed. XX

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 261.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.