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Knocking years off the mortgage…that’s the goal!
Comments
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Had a lovey day in London yesterday, DS3 done amazing considering he doesn’t like crowded places or waiting!
total spends (from my account).
£8.09 underground / £3 in natural history museum / £6.89 at Waterloo stationSo not too bad at all.
we did have a McDonald’s for lunch and ate in a restaraunt before heading home on the train but Hubby paid for those.
Not sure what we are up to this evening, hubby mentioned about a takeaway for valentines but he’s working today so I’ll see what he fancies once he’s home.
just need to catch up on jobs around the house today whilst DS3 is chilling upstairs! He was shattered by the end of yesterday!🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 2Months🏡Mortgage Now - £183,300.00
💫Term Remaining (With Overpayments) - 20yrs 5Months
🗓️245/360 Monthly Payments Remaining
💷MFW 2026 #4 - £4025.75/£7000
💰EF - £6500/£100003 -
Ahh I am glad you had a good time, not bad spends either. well doneXX
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Thank you @[Deleted User] x
🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 2Months🏡Mortgage Now - £183,300.00
💫Term Remaining (With Overpayments) - 20yrs 5Months
🗓️245/360 Monthly Payments Remaining
💷MFW 2026 #4 - £4025.75/£7000
💰EF - £6500/£100000 -
a week tomorrow until pay day so have checked my bank and paid £150 to the mortgage, now down to £187,000.
🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 2Months🏡Mortgage Now - £183,300.00
💫Term Remaining (With Overpayments) - 20yrs 5Months
🗓️245/360 Monthly Payments Remaining
💷MFW 2026 #4 - £4025.75/£7000
💰EF - £6500/£100003 -
£1000 transferred to savings now at £5307 so just a bit over half way to my goal of £10000.
Had a LSD yesterday, forgot it was pancake day so popped out and grabbed eggs, golden syrup and milk.
🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 2Months🏡Mortgage Now - £183,300.00
💫Term Remaining (With Overpayments) - 20yrs 5Months
🗓️245/360 Monthly Payments Remaining
💷MFW 2026 #4 - £4025.75/£7000
💰EF - £6500/£100003 -
DS3 had his holiday club this morning, popped to l!dl after dropping him off and spent £84.65 then put fuel in the car so that was another £50!
Pay day Monday….thank god! Still have money left though which is positive! Think I’ll either put the leftover money into the savings or pay towards the mortgage, I will wait until Sunday to decide (if I haven’t spent it all by then!)Spent the afternoon changing bedding, just 1 more bed to make then I’ll read a bit on my kindle before starting dinner.
🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 2Months🏡Mortgage Now - £183,300.00
💫Term Remaining (With Overpayments) - 20yrs 5Months
🗓️245/360 Monthly Payments Remaining
💷MFW 2026 #4 - £4025.75/£7000
💰EF - £6500/£100001 -
Another £300 transferred into EF today. Hopefully I’ll be able to add another £220 from not having to pay council tax this month too.
Today was a NSD. Hoping to get at least 1 more in this week but I do have a few plans and on Thursday DS1 has a dentist appointment and I’m hoping to bribe him with a McDonalds afterwards if he agrees to getting his hair cut! I usually do it myself as he does not like it but I really would like him to have a ‘decent’ hair cut and I’m also trying to help improve his life skills with him. He has dentist and opticians in one week so feel like I’m pushing my luck as it is but we will see!🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 2Months🏡Mortgage Now - £183,300.00
💫Term Remaining (With Overpayments) - 20yrs 5Months
🗓️245/360 Monthly Payments Remaining
💷MFW 2026 #4 - £4025.75/£7000
💰EF - £6500/£100001 -
Hope the appointments go well.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
thank you ☺️
🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 2Months🏡Mortgage Now - £183,300.00
💫Term Remaining (With Overpayments) - 20yrs 5Months
🗓️245/360 Monthly Payments Remaining
💷MFW 2026 #4 - £4025.75/£7000
💰EF - £6500/£100000 -
another overpayment made this week of £150 bringing the mortgage total down to £186,850 and another month of the mortgage. 21 years left!
🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 2Months🏡Mortgage Now - £183,300.00
💫Term Remaining (With Overpayments) - 20yrs 5Months
🗓️245/360 Monthly Payments Remaining
💷MFW 2026 #4 - £4025.75/£7000
💰EF - £6500/£100003
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