The Cashback for Bank or Investment Accounts Discussion Thread

Shedman · 4 February at 11:01AM

https://forums.moneysavingexpert.com/discussion/comment/81869361#Comment_81869361

Only 2% for Bronze & Silver club level (which I guess most on here will be on at best from doing the £500 free shares offer) and funds must remain 100% invested for 2 years. Given issues I had getting my money out of eToro on the share offer I think i'll pass on this one.

Rich2808 · 4 February at 1:28PM

https://forums.moneysavingexpert.com/discussion/comment/81868111#Comment_81868111

You may find there is a delay in opening your account if they need to do further checks or it has been flagged.

This might even include a request to confirm you haven't been charged with a crime including fraud or a civil or regulatory offence in the last 3 years - just speaking hypothetically of course!

Hope you get it sorted and opened soon!

AndyTh_2 · 4 February at 6:46PM

HL has "new" customer top up / switch offers for both S&S ISA and SIPP

Similar cashback tiers on both

Payment/Transfer amount	Cashback
£10,000 - £19,999	£75
£20,000 - £99,999	£200
£100,000 - £249,999	£750
£250,000 - £499,999	£1,500
£500,000 - £999,999	£2,500
£1,000,000+	£4,000

"new" means as per T&C:

if as at 4 February 2026 you did not have an HL account with a value of £0.01 or more and between 4 February 2026 and 5 April 2026 inclusive

artyboy · 4 February at 7:21PM

https://forums.moneysavingexpert.com/discussion/comment/81870386#Comment_81870386

Not as good as their previous offer (which had as an example £2000 for the 250-500k xfr tier). Luckily I've got till May to get that one done as they granted extensions on request.

AndyTh_2 · 4 February at 7:34PM

https://forums.moneysavingexpert.com/discussion/comment/81870451#Comment_81870451

they didn't offer me that one though while I had a SIPP with them still. I'd have been able to use this one if I had closed my fund and save account earlier. July extension might have been ok for my ISA to come back from Fidelity