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The Cashback for Bank or Investment Accounts Discussion Thread

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Comments

  • s71hj
    s71hj Posts: 1,053 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    linz said:
    Those who already hold the simple saver or sunny day saver(s), are you still giving this a go?
    I've given it a go. Opened a new one for each but so far only the Simple Saver has tracked.
    I wonder if whichever one you do first is the one that tracks at £25
  • DodgerPot
    DodgerPot Posts: 87 Forumite
    10 Posts Name Dropper
    s71hj said:
    linz said:
    Those who already hold the simple saver or sunny day saver(s), are you still giving this a go?
    I've given it a go. Opened a new one for each but so far only the Simple Saver has tracked.
    I wonder if whichever one you do first is the one that tracks at £25
    No the opposite for me 
    the first one Sunny hasn’t tracked 
    the Simple I did the following day has tracked. 
  • Shedman
    Shedman Posts: 1,595 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 26 October at 3:51PM
    DodgerPot said:
    s71hj said:
    linz said:
    Those who already hold the simple saver or sunny day saver(s), are you still giving this a go?
    I've given it a go. Opened a new one for each but so far only the Simple Saver has tracked.
    I wonder if whichever one you do first is the one that tracks at £25
    No the opposite for me 
    the first one Sunny hasn’t tracked 
    the Simple I did the following day has tracked. 
    Likewise for me using same order as you.

    And the Sunny that wife opened (she already had a Simple Saver) hasn't tracked yet either.  Despite our TCB accounts "Clicks to Merchants" showing the click to Sunny Day Saver on both.
  • Alexland
    Alexland Posts: 10,451 Forumite
    Eighth Anniversary 10,000 Posts Photogenic Name Dropper
    edited 26 October at 5:03PM
    Just opened the Santander S&S ISA with £100 and the £75 cashback tracked within around 10 mins.

    In the advanced options you can select a money market fund so no need to take much risk with your money.

    Seems to use the same login details as normal Santander online banking.
  • s71hj
    s71hj Posts: 1,053 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    There also appears to be a Nutmeg sticks and shares ISA with £75 on offer. Need to keep open for 2 years. 
  • Alexland
    Alexland Posts: 10,451 Forumite
    Eighth Anniversary 10,000 Posts Photogenic Name Dropper
    s71hj said:
    There also appears to be a Nutmeg sticks and shares ISA with £75 on offer. Need to keep open for 2 years. 
    Nutmeg used to be way more generous.

    Cashback on investment accounts generally hasn't kept up with inflation.
  • AndyTh_2
    AndyTh_2 Posts: 367 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 27 October at 11:31AM
    doh, tried Santander S&S ISA today and TCB redirected to a page saying

    "This advertiser link is no longer active."

    edit: just checked again and now TCB has also removed the offer from it's website.
  • poshrule_uk
    poshrule_uk Posts: 161 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Me and the wife have done both via Topcashback. The Simple Saver tracked for both of us at £25 straight away but the Sunny Day Saver has not tracked at all. We have both done raised this but it's on ice for a week before it will be officially submitted to the merchant.
  • dcs34
    dcs34 Posts: 727 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    Cahoot TCB Offers

    Had an existing Sunny Day Saver and Simple Saver. Applied as a 'new customer' via TCB for another Simple Saver. As others said this was linked to my existing account straight away. Won't bother risking for the Sunny Day Saver just in case.

    Given the Sunny Day Saver is limited to one per customer, and the Simple Saver isn't (and we know Cahoot's IT isn't robust at enforcing this) it's possible cashback entitlement for the SDS requires a manual check by Cahoot/TCB in order that they don't incorrectly track duplicated accounts.

    Or of course having two offers running in parallel has confused them and they haven't set up the SDS one properly. As from other posters' feedback it's not just that the second application doesn't track properly (which was my initial thought - I know from prior experience that two purchases from the same retailer made quickly one after the other don't always track properly).
  • Shedman
    Shedman Posts: 1,595 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 27 October at 11:29PM
    Shedman said:
    DodgerPot said:
    s71hj said:
    linz said:
    Those who already hold the simple saver or sunny day saver(s), are you still giving this a go?
    I've given it a go. Opened a new one for each but so far only the Simple Saver has tracked.
    I wonder if whichever one you do first is the one that tracks at £25
    No the opposite for me 
    the first one Sunny hasn’t tracked 
    the Simple I did the following day has tracked. 
    Likewise for me using same order as you.

    And the Sunny that wife opened (she already had a Simple Saver) hasn't tracked yet either.  Despite our TCB accounts "Clicks to Merchants" showing the click to Sunny Day Saver on both.
    Update:  both my and the wife's SDS have now tracked and showing as Pending but at £0 rather the £25.  

    (The wife also opened an Santander Everyday current account yesterday evening via TCB (which went straight to the £100 Amazon offer page after clicking) and that has tracked at £20 today following the account being approved.)

    So it does just seem to be something odd with SDS's
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