The Cashback for Bank or Investment Accounts Discussion Thread

s71hj

winkowinko said:

Can you have any variation of their Savers, without holding a current account?

So on a quick viewing I can't see anything to stop you doubling up on the TCB part but worth others double checking. On the £10 voucher side this is another Voucher Sent offer. Makes reference to only getting this promotion once which I take to mean you can get this and also the 20 debit card payments promotion from a few months back, but who knows! The ISA ones all seem to be £500 minimum and I think you can only have one Santander cash ISA so can't get both. Don't think either are flexible ISAS. As far as I can tell the 3 savers all have £1 min. All, I think are 90 days at least for the cashback and make a note of OLA in case doesn't track. Just a very quick scan from me and I'm notorious in my own household for missing t and c small print so DYOR and share any errors I've made here!!!! 

winkowinko

I'm seeing £100 needs to be held in the accounts (inc ISA's) on the 31st Dec to the 31st of Jan. Is that for the £10 amazon voucher element, or the straight £25 from TC?

Surely you can hold an easy access ISA and a fixed term one in tandem? 

s71hj

winkowinko said:

I'm seeing £100 needs to be held in the accounts (inc ISA's) on the 31st Dec to the 31st of Jan. Is that for the £10 amazon voucher element, or the straight £25 from TC?

Surely you can hold an easy access ISA and a fixed term one in tandem? 

I think you can only have one SANTANDER cash ISA. The £100 on 31st bit is very ambiguously phrased as hangs separately to other cashback t and cs so I'm going to assume applies to both to be safe. 

winkowinko

From the Santander website...

How many ISAs can I have?

You can have more than one Santander cash ISA but only one Santander Stocks and Shares ISA.

But you can only pay into one of each type in the same tax year.

For example, you can hold two cash ISAs and one stocks and shares ISA. 

I'm reading it as you can have an easy access & a fixed term, but can only pay into one of them, as they are both the same type of (cash) ISA

s71hj

winkowinko said:

From the Santander website...

How many ISAs can I have?

You can have more than one Santander cash ISA but only one Santander Stocks and Shares ISA.

But you can only pay into one of each type in the same tax year.

For example, you can hold two cash ISAs and one stocks and shares ISA. 

I'm reading it as you can have an easy access & a fixed term, but can only pay into one of them, as they are both the same type of (cash) ISA

Which I guess means on the ISAs you can only get the £25 once. 

winkowinko

s71hj said:

winkowinko said:

From the Santander website...

How many ISAs can I have?

You can have more than one Santander cash ISA but only one Santander Stocks and Shares ISA.

But you can only pay into one of each type in the same tax year.

For example, you can hold two cash ISAs and one stocks and shares ISA. 

I'm reading it as you can have an easy access & a fixed term, but can only pay into one of them, as they are both the same type of (cash) ISA

Which I guess means on the ISAs you can only get the £25 once. 

For the cash ISA's yes, as they require a minimum £1 balance. S&S ISA would still be available to open and fund, though.

s71hj

winkowinko said:

s71hj said:

winkowinko said:

From the Santander website...

How many ISAs can I have?

You can have more than one Santander cash ISA but only one Santander Stocks and Shares ISA.

But you can only pay into one of each type in the same tax year.

For example, you can hold two cash ISAs and one stocks and shares ISA. 

I'm reading it as you can have an easy access & a fixed term, but can only pay into one of them, as they are both the same type of (cash) ISA

Which I guess means on the ISAs you can only get the £25 once. 

For the cash ISA's yes, as they require a minimum £1 balance. S&S ISA would still be available to open and fund, though.

I didn't  think here was an s and s Isa on this TCB offer. 

winkowinko

s71hj said:

winkowinko said:

s71hj said:

winkowinko said:

From the Santander website...

How many ISAs can I have?

You can have more than one Santander cash ISA but only one Santander Stocks and Shares ISA.

But you can only pay into one of each type in the same tax year.

For example, you can hold two cash ISAs and one stocks and shares ISA. 

I'm reading it as you can have an easy access & a fixed term, but can only pay into one of them, as they are both the same type of (cash) ISA

Which I guess means on the ISAs you can only get the £25 once. 

For the cash ISA's yes, as they require a minimum £1 balance. S&S ISA would still be available to open and fund, though.

I didn't  think here was an s and s Isa on this TCB offer. 

You're right. I got sidetracked and was looking at what else Santander offer (on their website, not TC)

friolento

s71hj said:

winkowinko said:

Can you have any variation of their Savers, without holding a current account?

So on a quick viewing I can't see anything to stop you doubling up on the TCB part but worth others double checking. On the £10 voucher side this is another Voucher Sent offer. Makes reference to only getting this promotion once which I take to mean you can get this and also the 20 debit card payments promotion from a few months back, but who knows! The ISA ones all seem to be £500 minimum and I think you can only have one Santander cash ISA so can't get both. Don't think either are flexible ISAS. As far as I can tell the 3 savers all have £1 min. All, I think are 90 days at least for the cashback and make a note of OLA in case doesn't track. Just a very quick scan from me and I'm notorious in my own household for missing t and c small print so DYOR and share any errors I've made here!!!! 

The 1 year Fixed Term Saver has a minimum of £500. I decided not to bother

The easy access and the fix term ISA have a minimum of £1, and you can have both of them

s71hj

friolento said:

s71hj said:

winkowinko said:

Can you have any variation of their Savers, without holding a current account?

So on a quick viewing I can't see anything to stop you doubling up on the TCB part but worth others double checking. On the £10 voucher side this is another Voucher Sent offer. Makes reference to only getting this promotion once which I take to mean you can get this and also the 20 debit card payments promotion from a few months back, but who knows! The ISA ones all seem to be £500 minimum and I think you can only have one Santander cash ISA so can't get both. Don't think either are flexible ISAS. As far as I can tell the 3 savers all have £1 min. All, I think are 90 days at least for the cashback and make a note of OLA in case doesn't track. Just a very quick scan from me and I'm notorious in my own household for missing t and c small print so DYOR and share any errors I've made here!!!! 

The 1 year Fixed Term Saver has a minimum of £500. I decided not to bother

The easy access and the fix term ISA have a minimum of £1, and you can have both of them

The £25 on the £500 investment is effectively a 5% boost on the interest rate over a year and I won't even be tying it up for a year to get the £25 so I reckon I will.