Savings Record 2008

MushyPeas

jamtart, £127 on your Boots card already?! Wow that's impressive

jamtart6

Thanks mushy! I had £8.60 last year and £127 this year. I worked out I've spent a fair bit in Boots, mainly on gifts (reduced) and stuff that was a good deal and I needed I very rarely buy anything I dont need just for the extra points like some of the Bootsers.
for example if I got a face wash in tesco it is £2.39, in Boots it might be £2.40 but you'd get 100 bonus points, so works out as £1 back to you which is good if you need it. I'm refraining from buying this year as I have so much "stock" except im off to the 75% sale for a few bits tomorrow to spend my points!! i can't wait! its the best boots day of the calender!!

MushyPeas

Wow you definatly know how to work those Boots points! Something else to get my head around when I get a chance. Now if I had only unpacked all my boxes in my flat I'd be able to go shopping in Boots and stock up on things. Och well! Enjoy your day tomorrow .

jamtart6

Bought loadsa stuff with my points and now have only £12 left!! omg!

jamtart6

hiya havent updated for a wee while as was busy last week. ended up spending £20 on teas coffees and lunches last week cos i didnt have time to get organised - so im not letting that happen this week no sireee!

WEEK 4 OF 52

TOTAL SPENT: £225.93
TOTAL SAVED: £228.55

Best savings: Getting a £20 refund for an item I really was not happy with from Boots, tried to fob me off with 200pts compensation, but i persisted and got the refund (and got to keep the item!)

VOUCHERS & CASH FOR MONEY NEUTRAL CHALLENGE UP TO NOW:
ARGOS: £0
BOOTS CARD: £12
BOOTS VOUCHERS C/O PIGSBACK: £30 - nearly got another £10
OTHER BOOTS VOUCHERS: £15
CD WOW : £1
CASHBACK REWARDS (FORGOT I HAD THESE!): £7.27
QUIDCO: £15.56
EBAY: £0
MARKS & SPENCER: £35 (did an exchange for boots points!)
OTHER CASH: £5 to come from Envirophone
TOLUNA: 20'000
HMV: £0
TESCO: 114 POINTS
WATERSTONES: 85p
ONEPOLL: £6.45- can't reccomend these guys enough!


For my money neutral challenge on the Celebrations & Special Occasions board I have earnt £77 in cash, and spent £19 cash in presents up to now. I have done soooooooo well with my vouchers and Boots points from last year!

Moremoneyinmypocket

The money saving diary sounds a great idea - been inspirational reading your savings JamTart - am going to start a diary myself to keep me motivated with my moneysaving.

jamtart6

ooh yes the more the merrier!!

today i am quite happy a text book i wanted was £48 in blackwells which is about the RRP, £33 on amazon and what I thought was £23+ £5 p+p on ebay....i saw that the ebay one was actually £29+ £5 on ebay, so amazon was slightly cheaper. i left the book in my watch list so the seller must have seen this, and I forgot to get the book on amazon, so when i popped into ebay again today, there is the book on "buy it now or best offer" so i chucked a sneaky £20 offer in, and they accepted!! So I got it for £24.99 in the end, which is almost 50% off the RRP in blackwells :D:D

It pays to be cheeky !!! (the seller blatently wanted rid of it too - it was a well obscure title!!)

jamtart6

Gosh well Ive been a bit slack on here. I've been doing well with my money neutral gift challenge.

All birthday gifts, anniversary gifts, baby gifts etc. have been paid for up to now using vouchers, or free money.

The free money I have earnt :

Quidco 85.48

Cashback Rewards 12.69

Envirophone 5.00

Money from Boots card 45.00 (swapped for cash with relative)

Money from Argos card from trading mobile in 19.72 (swapped for cash with relative)

Onepoll 17.00

eBay profit overall after all fees and postage 135.00

Pigsback vouchers - £40 in Boots, £10 in m&s
Toluna - 26'000 points
Nectar - £10ish
Tesco £10ish in deals


Overall Gift Fun summary :
Total Cash fund 318.89

Original Cost 251.71

Total Spent 106.49

Total Saved 145.22

Total Left 212.40


I hasten to repeat that the total spent there is not actual cash from my wages! :T


Other news: I am about to buy a new car, I have saved for ages and can pay it all off
I am saving for a house and started to put away the money I will be needing to pay to the mortgage, it is scary to see how money is eaten up so quickly. Want a house now, but am going to hold off for at least 12 months to try and get as large a deposit as possible!

Hardly been shopping so not much money spent there but online shopping is quite bad because you dont realise how easy it is to spend money! Argh!

jamtart6

Actually hardly spent any money to be honest. Haven't had the time!! Seems to be a lot of online shopping that I've been doing.

Still doing my money neutral challenge for gifts, and have about £200 left for the rest of the year and xmas presents! Need to get back on ebay, but the weather has been too nice!!

Best bargain lately...erm... gosh really not sure...
Best moneysaving thing I've done is keep up with onepoll. Hoping to get £40 before xmas

jamtart6

...edit: best bargain is a filing thing i needed to buy in tesco. It was £16, I bought 2....£32 in total. Each one had a bonus 400 points attached, therefore I spent £32, got either £8 back to spend in store or £32 back in deals, effectively costing me nothing