Pockit prepaid cash card

GringoGoesToVagas

Anyone used them hear before? If so can you recommend or derecommend them?

The reason I ask is because I signed up on there web site. I was told that a card would cost me five pound plus what eve amount I chose to top up with. I was given 3 methods of top up. 1st was by a card, 2nd was by bank transfer, and 3rd was by paypoint. I selected paypoint. I was then taken to a page with a bar code that the pay point would scan and i would hand over the money. Those I doubt paypoint will hand me over a pre paid loaded "pockit card".  I emailed Pockit but sadly no reply! So though I best ask if anyone has used them hear before?

Thanks

GringoGoesToVagas

PS there web site can be found  hear
https://www.pockit.com

GringoGoesToVagas

GringoGoesToVagas said:

PS there web site can be found  hear
https://www.pockit.com

If you look at that link on the home page; it says "Salary or Benefits paid early". How do they do this? do you get or do you need a bank account number and sort code for this? How dose an employer or indeed a person pay a visa/ master card? Dont you need a proper card machine to do all this with out the bank account and sort code numbers?

la531983

How is the debanking going mate?

Emmia

GringoGoesToVagas said:

GringoGoesToVagas said:

PS there web site can be found  hear
https://www.pockit.com

If you look at that link on the home page; it says "Salary or Benefits paid early". How do they do this? do you get or do you need a bank account number and sort code for this? How dose an employer or indeed a person pay a visa/ master card? Dont you need a proper card machine to do all this with out the bank account and sort code numbers?

If you read the T&Cs you'll see that you need to give Pockit's  BACS details to your employer/ DWP as the account you want your money paid to.

They can offer this feature as they can "see" that your salary/benefits payment is enroute in the banking system. 

I can see in my banking app the fact my salary is enroute (but not formally credited to my account) a day, sometimes two before the payment lands.


However if your goal is not using banks, I'm not sure this really fits the criteria.

GeoffTF

Pockit is an expensive bank account for people who cannot get even a Basic Bank Account with a proper bank. It does not have the protections of a normal bank account.

grumpy_codger

GringoGoesToVagas said:

...3rd was by paypoint. I selected paypoint. I was then taken to a page with a bar code that the pay point would scan and i would hand over the money. Those I doubt paypoint will hand me over a pre paid loaded "pockit card".  I emailed Pockit but sadly no reply! ...

I'm pretty sure it's Pockit who send you the card for £5. Then you go to Paypoint with cash and the barcode. They take your cash and load your card. 

born_again

https://forums.moneysavingexpert.com/discussion/6631568/asda-travel-money-cards-no-bank-account-needed#latest

https://forums.moneysavingexpert.com/discussion/6631451/prepaid-cards-mse-advice#latest

Have you not got the answers you want?

friolento

It’s going to be some time for Gringo to work his way through all the prepaid cards and to discard them one by one

GeoffTF

He will be like a banking Flying Dutchman: doomed to search eternally for what the regulators will not allow.

GringoGoesToVagas

la531983 said:

How is the debanking going mate?

Small steps small steps, but i have until the next election to get in all in order in time for the mandatory digital tattoo. My cash top up ASDA visa card is a big step. one one with no name or ID check would be an even bigger one