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ASDA travel money cards (no bank account needed!)
GringoGoesToVagas
Posts: 85 Forumite
So I called into ASDA today at there money exchange counter. And got a card
I put 51 cash on it meaning i get 50 pound on the card and they charged me an extortion rate of 2%. They also asked for ID and said they will ask again when i top it up next time. But I wonder if someone ells with ID can top it up, if that will work? Still topped up with cash so no bank account needed. only problem is the high 2% fee and the ID required
I put 51 cash on it meaning i get 50 pound on the card and they charged me an extortion rate of 2%. They also asked for ID and said they will ask again when i top it up next time. But I wonder if someone ells with ID can top it up, if that will work? Still topped up with cash so no bank account needed. only problem is the high 2% fee and the ID required
Human Rights Act 1998, Article 10
"Everyone has the right to freedom of expression. This right shall include freedom to hold opinions and to receive and impart information and ideas without interference by public authority and regardless of frontiers."
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What do the terms and conditions say? Why would you want anyone else to top it up? What are you trying to do? Why does it always sound like you're trying to launder cash?GringoGoesToVagas said:So I called into ASDA today at there money exchange counter. And got a card
I put 51 cash on it meaning i get 50 pound on the card and they charged me an extortion rate of 2%. They also asked for ID and said they will ask again when i top it up next time. But I wonder if someone ells with ID can top it up, if that will work? Still topped up with cash so no bank account needed. only problem is the high 2% fee and the ID required
"We cannot accept top-ups from a third party - only you can top up your card."
https://money.asda.com/media/nghby1bf/t-cs-post-30th-june-2025.pdf
https://money.asda.com/travel/travel-money/travel-money-card-terms-and-conditions/
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If it's branded as Asda then I suspect you can only top up with them.
Why do you need a cash card? What are the alternatives?I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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There where non!wmb194 said:
What do the terms and conditions say?GringoGoesToVagas said:So I called into ASDA today at there money exchange counter. And got a card
I put 51 cash on it meaning i get 50 pound on the card and they charged me an extortion rate of 2%. They also asked for ID and said they will ask again when i top it up next time. But I wonder if someone ells with ID can top it up, if that will work? Still topped up with cash so no bank account needed. only problem is the high 2% fee and the ID required
I might to give the card away as a gift. I may not be able to top it up myselfwmb194 said:Why would you want anyone else to top it up?
Debankingwmb194 said:What are you trying to do?
1. Have I commited a crime?wmb194 said:Why does it always sound like you're trying to launder cash?
2. Have I caused harm loss or damage to anyone or thing?
3. Am I guilty until proven inocent?Human Rights Act 1998, Article 10"Everyone has the right to freedom of expression. This right shall include freedom to hold opinions and to receive and impart information and ideas without interference by public authority and regardless of frontiers."
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So I can top it up with cashBrie said:
Why do you need a cash card?
I dont know; you tell me?Brie said:What are the alternatives?Human Rights Act 1998, Article 10"Everyone has the right to freedom of expression. This right shall include freedom to hold opinions and to receive and impart information and ideas without interference by public authority and regardless of frontiers."
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Because he is?wmb194 said:
What do the terms and conditions say? Why would you want anyone else to top it up? What are you trying to do? Why does it always sound like you're trying to launder cash?GringoGoesToVagas said:So I called into ASDA today at there money exchange counter. And got a card
I put 51 cash on it meaning i get 50 pound on the card and they charged me an extortion rate of 2%. They also asked for ID and said they will ask again when i top it up next time. But I wonder if someone ells with ID can top it up, if that will work? Still topped up with cash so no bank account needed. only problem is the high 2% fee and the ID required
"We cannot accept top-ups from a third party - only you can top up your card."
https://money.asda.com/media/nghby1bf/t-cs-post-30th-june-2025.pdf
https://money.asda.com/travel/travel-money/travel-money-card-terms-and-conditions/If you were properly “de-banking” would that not mean avoiding all banking products completely including prepaid cards?All shall be well, and all shall be well, and all manner of things shall be well.
Pedant alert - it's could have, not could of.4 -
Nonsense - wmb194 has kindly provided a link to them in this very thread.GringoGoesToVagas said:
There where non!wmb194 said:
What do the terms and conditions say?GringoGoesToVagas said:So I called into ASDA today at there money exchange counter. And got a card
I put 51 cash on it meaning i get 50 pound on the card and they charged me an extortion rate of 2%. They also asked for ID and said they will ask again when i top it up next time. But I wonder if someone ells with ID can top it up, if that will work? Still topped up with cash so no bank account needed. only problem is the high 2% fee and the ID required2 -
https://money.asda.com/travel/travel-money/travel-money-card-terms-and-conditions/GringoGoesToVagas said:
Are you sure????
You will never get any financial product without them.
So no you can't give it to anyone else.Life in the slow lane2 -
To make it plain and simple and to the point!Barkin said:
Nonsense - wmb194 has kindly provided a link to them in this very thread.GringoGoesToVagas said:
There where non!wmb194 said:
What do the terms and conditions say?GringoGoesToVagas said:So I called into ASDA today at there money exchange counter. And got a card
I put 51 cash on it meaning i get 50 pound on the card and they charged me an extortion rate of 2%. They also asked for ID and said they will ask again when i top it up next time. But I wonder if someone ells with ID can top it up, if that will work? Still topped up with cash so no bank account needed. only problem is the high 2% fee and the ID required
There where no T&C given to me when i bought the card at the kioss. infact the only T&Cs that apply are those of word and mouthHuman Rights Act 1998, Article 10"Everyone has the right to freedom of expression. This right shall include freedom to hold opinions and to receive and impart information and ideas without interference by public authority and regardless of frontiers."
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This sort of thing, just like naval flags in courts and legal names will not wash anywhere you try and test itGringoGoesToVagas said:
To make it plain and simple and to the point!Barkin said:
Nonsense - wmb194 has kindly provided a link to them in this very thread.GringoGoesToVagas said:
There where non!wmb194 said:
What do the terms and conditions say?GringoGoesToVagas said:So I called into ASDA today at there money exchange counter. And got a card
I put 51 cash on it meaning i get 50 pound on the card and they charged me an extortion rate of 2%. They also asked for ID and said they will ask again when i top it up next time. But I wonder if someone ells with ID can top it up, if that will work? Still topped up with cash so no bank account needed. only problem is the high 2% fee and the ID required
There where no T&C given to me when i bought the card at the kioss. infact the only T&Cs that apply are those of word and mouthSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Not everywhere will accept these cards. better to get a fee free credit and debit card.0
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