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Company is appointing an Administrator

2»

Comments

  • born_again
    born_again Posts: 21,119 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    As a rule it is up to customer to provide proof of administration.

    Only the big companies will banks not ask for it, as they already have a copy of required info, or Visa/Mastercard have decided that it is not required.


    Life in the slow lane
  • PHK
    PHK Posts: 2,377 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Not wishing to put a downer on things and I hope  I'm wrong, but I'm not sure a chargeback would be successful.

    Unlike. Section 75, Chargeback isn't a legal right but a voluntary scheme run by the card providers. 

    For a claim to be successful then one of the reason codes listed by the card scheme must apply. 

    For example, Visa has four categories of code and this probably falls under category 13 (customer disputes) unless this is considered fraud. 13.1 is Goods or Services Not Received but this means not received at all. 13.3 is Goods or Services Not as Described which means the service is deficient in some way. The provider going out of business doesn't really sit comfortably in either of those. 

    Generally speaking when a service has begun but not been received because the firm has gone into administration, the customer is considered to have received partial benefit and so doesn't receive a refund. But becomes a creditor.  

    To the OP, please speak to your bank about this. They will do their best to see if a chargeback will succeed. I would concentrate on the fact that you haven't received any contact or tutoring for two weeks and leave out the administration because it hasn't happened yet. 

    oscar81 said:
    visidigi said:
    How much was the course?
    Hi, thank you for the reply! Does the amount I paid have an affect my rights? I’d prefer to know that first before putting the specific amount on a public forum!
    So a 2 year course & you have had one month. Then you would be looking at a part refund of 23 months.
    Think its more complex than that... sounds like you "learn at your own pace" type of thing with an upper bound of 2 year

    oscar81 said:
    oscar81 said:
    On the 15th of August 2025, I applied for an online school (Oxbridge Home Learning) and paid to enrol for GCSEs. Enrolment happened on the 18th of August 2025.

    On the 19th of August 2025, they first filed to appoint an administrator — and have done so three times, the 19th of August, the 10th of September and the 26th of September.

    At first I was able to contact the tutors and receive emails back with help/support, and also to contact the customer support team — these have ceased in the last 2 or more weeks.

    I would like to know if anyone knows what I can do? Do I have any rights? I paid by debit card, and their refund period is 14 days (which obviously has since passed). As I am no longer receiving communication, and have no idea if in the future I will continue to be able to access the course content, am I eligible for a refund?

    The course access and support is supposed to last 2 years (that is how long you have to complete the course and take exams).

    Please let me know if any more information is required. Thanks in advance!
    On what basis do you think an administrator has been appointed? Why were further administrators appointed after the first?

    Assuming you mean the website is called that then the company is Oxbridge Ltd 9622558 - looking at the Gazette no administrators have been announced. There are lots of others publishing notices including "oxbridge" in their name but ideally you would give the company number from your contract so we arent looking at cross purposes.

    How did you pay? Normal mechanism with insolvency is to do a chargeback 
    Hi, thanks for the reply! I have information on the company.

    Their company name is Oxbridge Ltd and the company number is 9622558.

    On checking caseboard’s website, they have 3 cases open, applying to appoint an administrator. Case numbers are: CR-2025-BHM-000447 (19th of August), CR-2025-BHM-000488 (10th of September) and CR-2025-BHM-000528 (26th of September).

    I paid by debit card. 
    Never come across Caseboard before.

    Notice of Intent to Appoint Administrators gives a company 10 business days grace where action can't be taken against them. It's possible to file more than one but generally the courts won't grant a series of them as it doesnt take long to appoint an administrator. 

    I dont know enough about the tool or how to interpret it unfortunately. Something unusual is certainly afoot. 

    As you paid by card then a chargeback is the most logical approach for the proportion of the course you didnt receive. Born_Again will know what process they typically go through in such a case, not sure if its worth waiting until an administrator has been appointed and therefore its in the Gazette or if banks dont bother checking the status of the company. 

  • born_again
    born_again Posts: 21,119 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    PHK said:
    Not wishing to put a downer on things and I hope  I'm wrong, but I'm not sure a chargeback would be successful.

    Unlike. Section 75, Chargeback isn't a legal right but a voluntary scheme run by the card providers. 

    For a claim to be successful then one of the reason codes listed by the card scheme must apply. 

    For example, Visa has four categories of code and this probably falls under category 13 (customer disputes) unless this is considered fraud. 13.1 is Goods or Services Not Received but this means not received at all. 13.3 is Goods or Services Not as Described which means the service is deficient in some way. The provider going out of business doesn't really sit comfortably in either of those. 

    Generally speaking when a service has begun but not been received because the firm has gone into administration, the customer is considered to have received partial benefit and so doesn't receive a refund. But becomes a creditor.  

    To the OP, please speak to your bank about this. They will do their best to see if a chargeback will succeed. I would concentrate on the fact that you haven't received any contact or tutoring for two weeks and leave out the administration because it hasn't happened yet. 

    oscar81 said:
    visidigi said:
    How much was the course?
    Hi, thank you for the reply! Does the amount I paid have an affect my rights? I’d prefer to know that first before putting the specific amount on a public forum!
    So a 2 year course & you have had one month. Then you would be looking at a part refund of 23 months.
    Think its more complex than that... sounds like you "learn at your own pace" type of thing with an upper bound of 2 year

    oscar81 said:
    oscar81 said:
    On the 15th of August 2025, I applied for an online school (Oxbridge Home Learning) and paid to enrol for GCSEs. Enrolment happened on the 18th of August 2025.

    On the 19th of August 2025, they first filed to appoint an administrator — and have done so three times, the 19th of August, the 10th of September and the 26th of September.

    At first I was able to contact the tutors and receive emails back with help/support, and also to contact the customer support team — these have ceased in the last 2 or more weeks.

    I would like to know if anyone knows what I can do? Do I have any rights? I paid by debit card, and their refund period is 14 days (which obviously has since passed). As I am no longer receiving communication, and have no idea if in the future I will continue to be able to access the course content, am I eligible for a refund?

    The course access and support is supposed to last 2 years (that is how long you have to complete the course and take exams).

    Please let me know if any more information is required. Thanks in advance!
    On what basis do you think an administrator has been appointed? Why were further administrators appointed after the first?

    Assuming you mean the website is called that then the company is Oxbridge Ltd 9622558 - looking at the Gazette no administrators have been announced. There are lots of others publishing notices including "oxbridge" in their name but ideally you would give the company number from your contract so we arent looking at cross purposes.

    How did you pay? Normal mechanism with insolvency is to do a chargeback 
    Hi, thanks for the reply! I have information on the company.

    Their company name is Oxbridge Ltd and the company number is 9622558.

    On checking caseboard’s website, they have 3 cases open, applying to appoint an administrator. Case numbers are: CR-2025-BHM-000447 (19th of August), CR-2025-BHM-000488 (10th of September) and CR-2025-BHM-000528 (26th of September).

    I paid by debit card. 
    Never come across Caseboard before.

    Notice of Intent to Appoint Administrators gives a company 10 business days grace where action can't be taken against them. It's possible to file more than one but generally the courts won't grant a series of them as it doesnt take long to appoint an administrator. 

    I dont know enough about the tool or how to interpret it unfortunately. Something unusual is certainly afoot. 

    As you paid by card then a chargeback is the most logical approach for the proportion of the course you didnt receive. Born_Again will know what process they typically go through in such a case, not sure if its worth waiting until an administrator has been appointed and therefore its in the Gazette or if banks dont bother checking the status of the company. 

    Also covers when only a part of a order or service is supplied.
    Hence previous post that would only receive a refund for the part not received.


    Life in the slow lane
  • NATNAT73
    NATNAT73 Posts: 2 Newbie
    First Post
    Surely Oxbridge Home Learning have a legal obligation to confirm to the thousands of students of their demise and administration status?? 
    No communication whatsoever and only detail available is via tutors and students highlighting what’s happened on Trustpilot reviews!
  • NATNAT73
    NATNAT73 Posts: 2 Newbie
    First Post
    The Founder and Managing Director Matt Jones once Tweeted this in 2022
    “Helping others improve their lives motivates me. I believe everybody deserves a fair chance, irrespective of their circumstances”
    Well Mr Matthew Jones do the right thing and communicate what the hell has gone on at Oxbridge Home Learning to the thousands of students and loyal tutors who you have completely let down …you owe it to them to come clean!!!
  • PHK
    PHK Posts: 2,377 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    PHK said:
    Not wishing to put a downer on things and I hope  I'm wrong, but I'm not sure a chargeback would be successful.

    Unlike. Section 75, Chargeback isn't a legal right but a voluntary scheme run by the card providers. 

    For a claim to be successful then one of the reason codes listed by the card scheme must apply. 

    For example, Visa has four categories of code and this probably falls under category 13 (customer disputes) unless this is considered fraud. 13.1 is Goods or Services Not Received but this means not received at all. 13.3 is Goods or Services Not as Described which means the service is deficient in some way. The provider going out of business doesn't really sit comfortably in either of those. 

    Generally speaking when a service has begun but not been received because the firm has gone into administration, the customer is considered to have received partial benefit and so doesn't receive a refund. But becomes a creditor.  

    To the OP, please speak to your bank about this. They will do their best to see if a chargeback will succeed. I would concentrate on the fact that you haven't received any contact or tutoring for two weeks and leave out the administration because it hasn't happened yet. 

    oscar81 said:
    visidigi said:
    How much was the course?
    Hi, thank you for the reply! Does the amount I paid have an affect my rights? I’d prefer to know that first before putting the specific amount on a public forum!
    So a 2 year course & you have had one month. Then you would be looking at a part refund of 23 months.
    Think its more complex than that... sounds like you "learn at your own pace" type of thing with an upper bound of 2 year

    oscar81 said:
    oscar81 said:
    On the 15th of August 2025, I applied for an online school (Oxbridge Home Learning) and paid to enrol for GCSEs. Enrolment happened on the 18th of August 2025.

    On the 19th of August 2025, they first filed to appoint an administrator — and have done so three times, the 19th of August, the 10th of September and the 26th of September.

    At first I was able to contact the tutors and receive emails back with help/support, and also to contact the customer support team — these have ceased in the last 2 or more weeks.

    I would like to know if anyone knows what I can do? Do I have any rights? I paid by debit card, and their refund period is 14 days (which obviously has since passed). As I am no longer receiving communication, and have no idea if in the future I will continue to be able to access the course content, am I eligible for a refund?

    The course access and support is supposed to last 2 years (that is how long you have to complete the course and take exams).

    Please let me know if any more information is required. Thanks in advance!
    On what basis do you think an administrator has been appointed? Why were further administrators appointed after the first?

    Assuming you mean the website is called that then the company is Oxbridge Ltd 9622558 - looking at the Gazette no administrators have been announced. There are lots of others publishing notices including "oxbridge" in their name but ideally you would give the company number from your contract so we arent looking at cross purposes.

    How did you pay? Normal mechanism with insolvency is to do a chargeback 
    Hi, thanks for the reply! I have information on the company.

    Their company name is Oxbridge Ltd and the company number is 9622558.

    On checking caseboard’s website, they have 3 cases open, applying to appoint an administrator. Case numbers are: CR-2025-BHM-000447 (19th of August), CR-2025-BHM-000488 (10th of September) and CR-2025-BHM-000528 (26th of September).

    I paid by debit card. 
    Never come across Caseboard before.

    Notice of Intent to Appoint Administrators gives a company 10 business days grace where action can't be taken against them. It's possible to file more than one but generally the courts won't grant a series of them as it doesnt take long to appoint an administrator. 

    I dont know enough about the tool or how to interpret it unfortunately. Something unusual is certainly afoot. 

    As you paid by card then a chargeback is the most logical approach for the proportion of the course you didnt receive. Born_Again will know what process they typically go through in such a case, not sure if its worth waiting until an administrator has been appointed and therefore its in the Gazette or if banks dont bother checking the status of the company. 

    Also covers when only a part of a order or service is supplied.
    Hence previous post that would only receive a refund for the part not received.


    I know you are confident of this, but I'm not so sure. I've double checked the codes and can't see how that would be the case, it's also not my experience. It would be a different matter if the OP ordered Service A at £X and Service  B at £Y  but only A was delivered. Then a chargeback for B might well succeed even if contested by the other party. 

    As I say, I hope I'm wrong but the OP is only going to find out by contacting their bank. 
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