October 2025 NSD challenge
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Outstanding October's No-Spend Days Challenge!
Comments
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Is there a link for the Nifty NSD November yet? Or am I just far too eager?
~ Totally FREE Christmas 2026~ NSD 2026 - NSD January 0/20 (1)# Spectos/Royal Mail Monitoring and Posting Panel 2026 - Rest# No.36 Make £2026 in 2026 £0 / £2026 (1)# No.12 Save £2 a Day 2026 £0 / £730 (1)# No.2 Save 1p A Day 2026 £0 / £667.95 (1)# No.19 52 Week Env Challenge 2026 £0 / £1378 (1)# No.4 Save £12k in 2026 £0 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £0 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)1 -
Another one for me. I'm not sure how I've smashed the target this month, but happy to get all the emojis!Current No Spend Challenge: 11/13
2025 No Spend Days: 158/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20302 -
Another one here 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another one! 14/15 and I'm not going to be able to make it to another, however I'm happy with this for this month as I've started to buy Chr***mas presents!Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared2
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 18/18
beanielou 29/19
Caeraugirl 10cathybird 20/15
Changeyourlife25 2/10
Crazybee787 15/12
Dizzycap 26/20
doingitanyway 7/12
Doris17 3/15
Emmel 12InDebtEnby 20/13
KajiKita 23/20
laurenh1 16/18
LittleMissDetermined 20/18
Pinkpieuni 15/10
Prodigal50 10Quantaqa 15QueenJess 9/15
short bird 20/18
Tenar15 10VickyA 2 14/15
To see the updated results for October on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
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@short_bird they've had a few of those outages in the past few months, hope they sort them out!short_bird said:I didn't ask them to be honest: with the Internet outages and the rest, I figured all sorts of oddities might be happening and I could wander in, read the last few pages and not post till I had opportunity to sort a new password.1 -
Hi @cathybird I have a question for you, I need cash for a craft fair on Saturday 1st, once I take the cash out can I count it as spendy day then, or do I have to wait until it is spent on the Saturday, I was hoping for a no spend day on Saturday to kick off November but I can understand that it won't be classed as spent until it is!? Thank you.
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One yesterday and an early call for today x1
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@ CrazyBee787 - Personally, I'd count it as a spendy day on the day you withdrew the cash. You might have some left over which could be used when you're tempted to spend but won't be counted as a spendyCrazyBee787 said:Hi @cathybird I have a question for you, I need cash for a craft fair on Saturday 1st, once I take the cash out can I count it as spendy day then, or do I have to wait until it is spent on the Saturday, I was hoping for a no spend day on Saturday to kick off November but I can understand that it won't be classed as spent until it is!? Thank you.
~ Totally FREE Christmas 2026~ NSD 2026 - NSD January 0/20 (1)# Spectos/Royal Mail Monitoring and Posting Panel 2026 - Rest# No.36 Make £2026 in 2026 £0 / £2026 (1)# No.12 Save £2 a Day 2026 £0 / £730 (1)# No.2 Save 1p A Day 2026 £0 / £667.95 (1)# No.19 52 Week Env Challenge 2026 £0 / £1378 (1)# No.4 Save £12k in 2026 £0 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £0 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)2
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