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Outstanding October's No-Spend Days Challenge!

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Comments

  • Dizzycap
    Dizzycap Posts: 1,774 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Is there a link for the Nifty NSD November yet? Or am I just far too eager?  :D
    ~ NSD 2026 Challenge April 16/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1886.43 / £2026 (4)
  • Another one for me. I'm not sure how I've smashed the target this month, but happy to get all the emojis!
    Current No Spend Challenge: 8/13
    2025 No Spend Days: 46/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • KajiKita
    KajiKita Posts: 9,937 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Another one here 😊

    KK
    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 26 books of target 52 in 2026 as @ 12th April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • VickyA_2
    VickyA_2 Posts: 4,698 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Another one!  14/15 and I'm not going to be able to make it to another, however I'm happy with this for this month as I've started to buy Chr***mas presents!
    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared
  • cathybird
    cathybird Posts: 16,496 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    October 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    October targets


    AuntieL 18/18  image  image  image   image  image 


    beanielou 29/19  image  image  image   image  image  image  image


    Caeraugirl 10 


    cathybird 20/15  image  image  image   image  image  image  image


    Changeyourlife25 2/10  image 


    Crazybee787 15/12  image  image  image   image  image  image


    Dizzycap 26/20  image  image  image   image  image  image  image


    doingitanyway 7/12  image  image 


    Doris17 3/15  image 


    Emmel 12 


    InDebtEnby 20/13  image  image  image   image  image  image  image


    KajiKita 23/20  image  image  image   image  image  image  image


    laurenh1 16/18  image  image  image   image 


    LittleMissDetermined 20/18  image  image  image   image  image  image  image


    Pinkpieuni 15/10  image  image  image   image  image  image


    Prodigal50 10 


    Quantaqa 15 


    QueenJess 9/15  image  image 


    short bird 20/18   image  image  image   image  image  image  image


    Tenar15 10  


    VickyA 2 14/15   image  image  image  



    To see the updated results for October on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • cathybird
    cathybird Posts: 16,496 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Shiny new November thread up and running here :):)
  • cathybird
    cathybird Posts: 16,496 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 29 October 2025 at 11:47PM
    I didn't ask them to be honest: with the Internet outages and the rest, I figured all sorts of oddities might be happening and I could wander in, read the last few pages and not post till I had opportunity to sort a new password.
    @short_bird they've had a few of those outages in the past few months, hope they sort them out!
  • CrazyBee787
    CrazyBee787 Posts: 1,771 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    Hi @cathybird I have a question for you, I need cash for a craft fair on Saturday 1st, once I take the cash out can I count it as spendy day then, or do I have to wait until it is spent on the Saturday, I was hoping for a no spend day on Saturday to kick off November but I can understand that it won't be classed as spent until it is!? Thank you.

    Goals for 2026: -

    1. Save £4000 EF
    2. Save for a holiday if possible as well (secondry)
    3. No spends days 15+
  • laurenh1
    laurenh1 Posts: 1,129 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    One yesterday and an early call for today x 
  • Dizzycap
    Dizzycap Posts: 1,774 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 30 October 2025 at 11:52AM
    Hi @cathybird I have a question for you, I need cash for a craft fair on Saturday 1st, once I take the cash out can I count it as spendy day then, or do I have to wait until it is spent on the Saturday, I was hoping for a no spend day on Saturday to kick off November but I can understand that it won't be classed as spent until it is!? Thank you.
    CrazyBee787 - Personally, I'd count it as a spendy day on the day you withdrew the cash. You might have some left over which could be used when you're tempted to spend but won't be counted as a spendy  :D
    ~ NSD 2026 Challenge April 16/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1886.43 / £2026 (4)
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