October 2025 NSD challenge
We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Outstanding October's No-Spend Days Challenge!
Comments
-
Is there a link for the Nifty NSD November yet? Or am I just far too eager?
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1886.43 / £2026 (4)1 -
Another one for me. I'm not sure how I've smashed the target this month, but happy to get all the emojis!Current No Spend Challenge: 8/13
2025 No Spend Days: 46/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20302 -
Another one here 😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another one! 14/15 and I'm not going to be able to make it to another, however I'm happy with this for this month as I've started to buy Chr***mas presents!Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared2
-
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 18/18
beanielou 29/19
Caeraugirl 10cathybird 20/15
Changeyourlife25 2/10
Crazybee787 15/12
Dizzycap 26/20
doingitanyway 7/12
Doris17 3/15
Emmel 12InDebtEnby 20/13
KajiKita 23/20
laurenh1 16/18
LittleMissDetermined 20/18
Pinkpieuni 15/10
Prodigal50 10Quantaqa 15QueenJess 9/15
short bird 20/18
Tenar15 10VickyA 2 14/15
To see the updated results for October on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
1
-
@short_bird they've had a few of those outages in the past few months, hope they sort them out!short_bird said:I didn't ask them to be honest: with the Internet outages and the rest, I figured all sorts of oddities might be happening and I could wander in, read the last few pages and not post till I had opportunity to sort a new password.1 -
Hi @cathybird I have a question for you, I need cash for a craft fair on Saturday 1st, once I take the cash out can I count it as spendy day then, or do I have to wait until it is spent on the Saturday, I was hoping for a no spend day on Saturday to kick off November but I can understand that it won't be classed as spent until it is!? Thank you.
Goals for 2026: -
- Save £4000 EF
- Save for a holiday if possible as well (secondry)
- No spends days 15+
1 -
One yesterday and an early call for today x1
-
@ CrazyBee787 - Personally, I'd count it as a spendy day on the day you withdrew the cash. You might have some left over which could be used when you're tempted to spend but won't be counted as a spendyCrazyBee787 said:Hi @cathybird I have a question for you, I need cash for a craft fair on Saturday 1st, once I take the cash out can I count it as spendy day then, or do I have to wait until it is spent on the Saturday, I was hoping for a no spend day on Saturday to kick off November but I can understand that it won't be classed as spent until it is!? Thank you.
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1886.43 / £2026 (4)2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.3K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.9K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards



