Estimate bills for single person one bed house

Ildhund

I live in a 55 m² stone bungalow, all electric. When it gets colder, I'll use the log burner for heating instead of the storage heaters. I'm currently paying £36 a month by fixed Direct Debit. My annual consumption has been about 1.1 MWh for the past two years. 

Scot_39

If your young and fit enough - so dont need a very warm house - those kWh numbers seem very high for single occupant.  They HW may been based on 2.

But on the flip side if those are 2019 costings - the Ofgem cap has risen about 60% since 2019 (adjusted for the changes to units included) and for lower users - the rise in SC is probably adding an even higher relative rise (the regional average DF SC will be £330 alone come Oct 1st)

Gas is around (regional ave) c6.3p / kWh - so 4.3+2.3 - 65xx kWh = £414

Electric say 1200 kWh on top - at c26p = £310

Av Regional SC                                    = £330

Basically talking c£1000.

But if your frugal with heat and HW - you could lower that. Not saying freeze - but if can cope health wise - dress / layer for winter - drop the thermostat a degree in the living area cf ranges you see like 18-21 on nhs sites etc - more elsewhere etc (I do 16/17 with a throw or layering - 14/15 elsewhere) you might be able to get the heating down further - much below average.

An old rule of thumb was 1 deg = 10% energy - for a typical home.  

I suspect cluster might mean like the single beds near me - upstairs / downstairs 4 in a block - 2 sides external walls / windows - and 2 party walls (side / back etc) . Same number of external walls like my mid terrace 2 bed.

So maybe about the same to heat overall.

I can - for just me - achieve sub the Ofgem all electric 3900 kWh median TDCV - my neighbour though - for 2 - use - more like 7000 kWh when last tried comparison site that looked at actual home use.

If the house isn't brand new - you could try using an energy site (was it compare the market that used to do it?) - if that sort of figure worries you - some actually search you actual homes use in past years - for similar houses on the estate - and see what it says about the current occupiers actual use.

And I'd maybe start to think about were you can cut out other expenses - to create some headroom - owning a house isn't the same as living with family or even renting - your liable for lots of other costs - you might not have thought about.  

Frozen_up_north

It’s hard to estimate total expenditure, but some items are easier, eg council tax, weekly rail/bus travel (if applicable) and insurance.

Create a spreadsheet with months along the top (columns). Add rows with everything you can think of, including Christmas and holidays.

I bought a house, changed jobs and gave up a company car (therefore had to buy and insure a car), all in the month of April, which resulted in a large amount outgoing in that month, plus council tax starts again in April after 2 months free (you pay in 10 monthly instalments).

When I retired I pretty much knew the month by month outgoings, but I still produced a spreadsheet to reassure myself that I could keep sufficient funds in my bank accounts to generate interest and avoid excessive amounts over the threshold where no additional interest was accumulated (typically £1500).