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Estimate bills for single person one bed house
Comments
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WiserMiser said:singhini said:WiserMiser said:singhini said:olb81 said:Just bought a one bed cluster house, my budget wil be tough for a few years I think.
I need to know approx figures for
Council tax band b with single person discount
Gas
Electric
Water
Can anyone help estimate the monthly bills?
I think I will be a light user eg no tumble dryer, no bath, cook with microwave.I typed into ChatGPT something like "list all my potential expenses" and it pulled the following information which you might find useful <snip>That shows why you should never trust AI.Many entries, possibly even most, will at best be irrelevant and at worst highly misleading. They relate to North America (big clues are the use of terms such as vacation, diapers, trash, transportation, tires, licenses, cell phone, HOA, IRA, DMV, 401(k), 529 plan) but the UK's systems and methodology are often very different.
Clearly you didn't find it useful. No need to tell me, i really don't careNo need to be so gratuitously rude.This is a UK site intended for UK consumers, so referring to advice given by foreign sites won't be useful for the OP or other readers.
You also assume the OP is not able to separate the wheat from the chaffI have a tendency to mute most posts so if your expecting me to respond you might be waiting along time!0 -
I have a single person studio, one room, electric only and I pay £80/ month for electricity.35 NS&I
258 credit union
Credit card 2250
Overdraft 1900 -
I live in a 55 m² stone bungalow, all electric. When it gets colder, I'll use the log burner for heating instead of the storage heaters. I'm currently paying £36 a month by fixed Direct Debit. My annual consumption has been about 1.1 MWh for the past two years.I'm not being lazy ...
I'm just in energy-saving mode.0 -
If your young and fit enough - so dont need a very warm house - those kWh numbers seem very high for single occupant. They HW may been based on 2.But on the flip side if those are 2019 costings - the Ofgem cap has risen about 60% since 2019 (adjusted for the changes to units included) and for lower users - the rise in SC is probably adding an even higher relative rise (the regional average DF SC will be £330 alone come Oct 1st)Gas is around (regional ave) c6.3p / kWh - so 4.3+2.3 - 65xx kWh = £414Electric say 1200 kWh on top - at c26p = £310Av Regional SC = £330Basically talking c£1000.But if your frugal with heat and HW - you could lower that. Not saying freeze - but if can cope health wise - dress / layer for winter - drop the thermostat a degree in the living area cf ranges you see like 18-21 on nhs sites etc - more elsewhere etc (I do 16/17 with a throw or layering - 14/15 elsewhere) you might be able to get the heating down further - much below average.An old rule of thumb was 1 deg = 10% energy - for a typical home.I suspect cluster might mean like the single beds near me - upstairs / downstairs 4 in a block - 2 sides external walls / windows - and 2 party walls (side / back etc) . Same number of external walls like my mid terrace 2 bed.So maybe about the same to heat overall.I can - for just me - achieve sub the Ofgem all electric 3900 kWh median TDCV - my neighbour though - for 2 - use - more like 7000 kWh when last tried comparison site that looked at actual home use.If the house isn't brand new - you could try using an energy site (was it compare the market that used to do it?) - if that sort of figure worries you - some actually search you actual homes use in past years - for similar houses on the estate - and see what it says about the current occupiers actual use.And I'd maybe start to think about were you can cut out other expenses - to create some headroom - owning a house isn't the same as living with family or even renting - your liable for lots of other costs - you might not have thought about.
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It’s hard to estimate total expenditure, but some items are easier, eg council tax, weekly rail/bus travel (if applicable) and insurance.
Create a spreadsheet with months along the top (columns). Add rows with everything you can think of, including Christmas and holidays.
I bought a house, changed jobs and gave up a company car (therefore had to buy and insure a car), all in the month of April, which resulted in a large amount outgoing in that month, plus council tax starts again in April after 2 months free (you pay in 10 monthly instalments).
When I retired I pretty much knew the month by month outgoings, but I still produced a spreadsheet to reassure myself that I could keep sufficient funds in my bank accounts to generate interest and avoid excessive amounts over the threshold where no additional interest was accumulated (typically £1500).1
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