Estimate bills for single person one bed house

olb81

Just bought a one bed cluster house, my budget wil be tough for a few years I think. 
I need to know approx figures for
Council tax band b with single person discount
Gas
Electric
Water
Can anyone help estimate the monthly bills?
I think I will be a light user eg no tumble dryer, no bath,  cook with microwave.

p00hsticks

olb81 said:

Council tax band b with single person discount

No one can tell you this without knowing which council you are under. 

You can look this up for yourself on your local council website - it will give you the cost for each band, and you just need to deduct 25% for the single person discount. As soon as you let them know you've completed the purchase you're likely to get a bill for the current year anyhow - you'll probably need to fill a form in to apply for the single person discount. 

olb81

113.91 per month for council tax
I just need estimates for gas electric and water nown

born_again

Does property have a water meter?
Which area are you under? Will also effect Gas & Electric.

Gas & Electric have many variables, such as insulation etc & just what devices you will be using, for how long, how well you tolerate cold...

singhini

olb81 said:

Just bought a one bed cluster house, my budget wil be tough for a few years I think. 
I need to know approx figures for
Council tax band b with single person discount
Gas
Electric
Water
Can anyone help estimate the monthly bills?
I think I will be a light user eg no tumble dryer, no bath,  cook with microwave.

Short answer is no.
If you want to know what i spend annually on utilities / bills then see below (PS - i'm also a very light user of gas, electricity, water etc.......)

Gas = £700

Electric = £900

Water = £250

Council tax = As mentioned already, you can look this up for yourself on your local council website

TV Licence = £175
Mobile = £60
Broadband = £240
Food = £1,500
Building & Contents = £250
Public Transport (buses) = £100


IMHO you should create a simple spreadsheet and list all expenditure on there as some usage can be seasonal i.e. i use very little gas in summer but now where coming into winter it will increase from £15 a month to more like £65 (this spreadsheet will be useful in year two to study trends)

I don't have the following expenses anymore:
Cars
Pets
Takeaways 
Mortgage 
Holidays
Children
I don't drink alcohol anymore (none whatsoever and thus don't go to the pub anymore) 



I typed into ChatGPT something like "list all my potential expenses" and it pulled the following information whuch you might find useful

🏠 Housing

Rent or mortgage

Property taxes

Homeowners or renters insurance

HOA fees

Utilities (electricity, gas, water, trash)

Internet and cable

Maintenance and repairs

Lawn care or landscaping

🚗 Transportation

Car payment

Gas/fuel

Car insurance

Parking

Tolls

Public transportation (bus, train, subway)

Rideshare (Uber, Lyft)

Vehicle maintenance & repairs (oil change, tires, etc.)

DMV fees (registration, inspections)

🥘 Food

Groceries

Dining out

Coffee shops

Meal delivery services (DoorDash, Uber Eats, etc.)

Work/school lunch costs

💊 Health & Medical

Health insurance premiums

Dental insurance

Vision insurance

Out-of-pocket medical expenses

Prescriptions

Over-the-counter medicine

Therapy or counseling

Gym membership or fitness classes

👔 Personal & Lifestyle

Clothing & shoes

Haircuts and grooming

Toiletries and cosmetics

Subscriptions (Netflix, Spotify, Audible, etc.)

Cell phone plan

Hobbies and recreational activities

Books, games, or media

Gifts and celebrations (birthdays, holidays)

Pet expenses (food, vet, grooming, insurance)

💼 Work & Education

Tuition or student loan payments

School supplies or fees

Professional dues or licenses

Work attire

Commuting costs

Continuing education/certifications

💳 Financial

Credit card payments

Loan payments (personal, auto, payday, etc.)

Savings and investments

Emergency fund contributions

Retirement fund contributions (401(k), IRA)

Taxes (income, self-employment, property)

✈️ Travel & Vacation

Flights

Hotels/lodging

Travel insurance

Transportation (car rental, Uber)

Activities and excursions

Food & drink

🏡 Family & Childcare

Childcare/daycare

School tuition

Extracurricular activities (sports, music, etc.)

Child support or alimony

Baby supplies (diapers, formula)

College savings (529 plan)

💻 Technology & Devices

New phone, laptop, or tech devices

Software/app subscriptions

Data storage (iCloud, Google Drive)

Repairs or replacements

📦 Unexpected / Miscellaneous

Emergency repairs

Legal fees

Moving expenses

Donations or charity

Loss or theft

Fines or penalties


PS - Congratulations on your purchase. 

QrizB

olb81 said:

Gas
Electric
Water

Gas for heating only? Maybe 6000kWh/yr plus standing charge. £450-ish total.

Electricity used cautiously? Maybe 1000kWh/yr plus standing charge. Another £450-ish total.

Is your water metered, or based on rateable value?

oldernonethewiser

All depends on your personal circumstances eg, do you put the heating on when the temperature drops or do you snuggle under a blanket? Do you boil the kettle for cups of tea frequently?  How long do you spend in the shower/bath? Do you use an oven or an air fryer?  

https://www.energy-review.co.uk/guides/average-gas-and-electricity-bill-for-1-bed-flat-in-uk/

debitcardmayhem

The EPC should give you an estimate for you energy 

Robin9

Are you moving out from home for the first time?

Things you've taken for granted can catch you out -   toothpaste, toilet rolls, washing up liquid, washing powder ..............


and is your property furnished -   curtains, flooring ....................... ?

olb81

Epc says "An average household would need to spend £457 per year on heating, hot water and lighting in

olb81

Also says"You could save £59 per year if you complete the suggested steps for improving this property’s energy

rating.

This is based on average costs in 2019 when this EPC was created. People living at the property

may use different amounts of energy for heating, hot water and lighting.

Heating this property

Estimated energy needed in this property is:

4,282 kWh per year for heating

2,288 kWh per year for hot water