Lloyds Bank £200 switch from 16 September 2025

danny13579

dertinbay said:

Any luck with the attempt?

I haven't applied yet as I'm waiting for 2 payments to come out of my 3 direct debits. Once those come out next week and they're active (according to Lloyds definition of active), I'll give it a go.

[Deleted User]

One of the DD on my old account had never been paid. Lloyds still accepted.

danny13579

dertinbay said:

Any luck with the attempt?

Yes.   Switch completed yesterday and got bonus today. A nice surprise as I think I probably got a bonus off them before post April 2020. 

dertinbay

danny13579 said:

dertinbay said:

Any luck with the attempt?

Yes.   Switch completed yesterday and got bonus today. A nice surprise as I think I probably got a bonus off them before post April 2020. 

Yep same & same 😁

OldGoldLad

I last had a Lloyd’s account in 2021. Been with Nationwide Flex+ ever since who have been great but the monthly fee has increased to £18pm and I only really have it for the AA breakdown and phone insurance. 

I have moved house 3 times since I was last with Lloyds, are they likely to pay out the switch bonus if I move to a silver account?

P1Fanatic

How long did it take to receive your club reward? I opted for Disney+ Sub and it said a follow up email should arrive but not seen anything yet.

SFCooper

P1Fanatic said:

How long did it take to receive your club reward? I opted for Disney+ Sub and it said a follow up email should arrive but not seen anything yet.

I’ve been waiting a month and received nothing. Their live chat said they couldn’t help either.

P1Fanatic

SFCooper said:

P1Fanatic said:

How long did it take to receive your club reward? I opted for Disney+ Sub and it said a follow up email should arrive but not seen anything yet.

I’ve been waiting a month and received nothing. Their live chat said they couldn’t help either.

I received the following email info the next day:

Hello there. Thank you for choosing your Club Lloyds Lifestyle Benefit of a 12-month Disney+ subscription (Standard With Ads).

Look out for an activation email which will be on its way to you on, or soon after, 10 December.

Your subscription email will be sent 30 days after the date you opened your Club Lloyds account, so it will land in your inbox within five working days of 10 December

Seems crazy to wait so long in this day and age but at least I should have it for Xmas.

P1Fanatic

I thought I had messed up and not met the "3 active direct debit requirement" to get the £200 switch incentive. I had 3 but only 1 was really active (other two showing last payment taken May/Jun 2025) but thankfully it didn't seem to matter as the £200 turned up.

What's the deal with paying in the £2k to avoid the £5 monthly fee for Lloyds Club? Is the month counted from the date of opening as thought I read somewhere it was only for a full calendar month e.g. I'd only need to pay it in within December (account was opened approx Nov 15th)?

Thanks!

danny13579

P1Fanatic said:

I thought I had messed up and not met the "3 active direct debit requirement" to get the £200 switch incentive. I had 3 but only 1 was really active (other two showing last payment taken May/Jun 2025) but thankfully it didn't seem to matter as the £200 turned up.

Once payment was taken in the last 13 months they're active so all 3 were really active.