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How many bank / credit / reward cards do you normally use day-to-day?

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Comments

  • VXman
    VXman Posts: 661 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    edited 12 September at 10:37AM
    Constantly changes depending on what deals are currently on what cards. At the moment.

    Marbles, Nat West and Capital one using long term 0% on purchases
    Chase for 1% cashback on supermarket and fuel.
    Coop for 10 small transactions a month to satisfy the switch cashback offer.
    Barclaycard Rewards for everything else.
  • Jami74
    Jami74 Posts: 1,310 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Amex Nectar for most spending. Everywhere that it is accepted.

    Tesco credit card (longest held) and Barclaycard Rewards (travel), small spend most months to keep live.

    Chase and Nationwide debit cards are on my phone in case I'm out and need to buy something but forgot my cards. Only both in use because Chase used to offer cashback and Nationwide requires Fairer Sharer spends at certain times.


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  • ZeroSum
    ZeroSum Posts: 1,222 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    For small spending, I tend to use my chase card. Larger transactions will be done by whatever CC stooze I have on the go. Then I also have Barclaycard cashback CC that gets used when im not building a stooze pot (and also wife has it as an additional named holder so uses it now & then)
    I also have the 3 x Halifax reward accounts so do the £500 transaction which is normally paying money into isa or paying down stooze debt etc. 
  • Kim_13
    Kim_13 Posts: 3,599 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    3 currently.

    A 0.5% cashback CC, Chase for 1% cashback where that is available and NatWest for the roundups where the small transaction value makes that worthwhile.
  • Lumiona
    Lumiona Posts: 264 Forumite
    Seventh Anniversary 100 Posts Name Dropper Photogenic
    I have 2 cashback cards: Amex and Aqua. I'm currently stoozing though so have a variety of 0% spending and bal tfr cards on the go. I generally use a 0% spending card for most of my day to day spending.
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,112 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I use Apple pay for most things.  Joint account bank debit card with DH for most everyday bills etc like groceries, meals out,  fuel, car costs etc, Sole account bank debit card for personal items like clothes, toiletries, beauty treatments, hobbies etc.  Credit card (choice of 2) for larger usually online purchases. John Lewis gives me vouchers but none of  my other cards give any rewards/cashback. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • ircE
    ircE Posts: 266 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    Trading 212 @ 1.5% cashback for as much as I can until it ends. It's the default on my Google Wallet and my preferred card on PayPal. I just have to make sure I transfer money across to the account.
    Co-operative Bank Member Credit Card @ 0.3% (0.5% if shopping at the Co-op) for my regular payments/bills that are not direct debts, and for when I'm in a pinch and don't have time / can't be bothered to transfer money across to my Trading 212 account. 
    Barclaycard Rewards Card @ 0.25% for anything to do with travel spending, including actual use abroad, as its helpful for budgeting to keep all of that completely separate.
    I no longer check the forums as regularly as I used to. If you wish to catch my attention please remember to tag me (@ircE) so I get a notification.
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