How many bank / credit / reward cards do you normally use day-to-day?

Rob5342

I can't remember the last time i uaed actual card, i used Google pay on my phone and watch for everything. Most of the time I use Monzo on Google pay, but I also hsve Starling and Halifax in Google pay too as backups, as well as the actual cards in my wallet in case anything happens to my phone. 

PRAISETHESUN

Keep it to two cards for simplicity mostly. Amex cashback card, and a Barclaycard Reward card for everything that doesn't accept Amex. Two cards in my wallet, always swipe Amex first and then if it gets declined then I pull out the other one - don't understand all the fuss people make over being declined, or feeling weird asking if a shop accepts Amex or not.

Online shopping, a lot of places that don't accept Amex directly will accept it indirectly through PayPal/ Google pay, etc. For the few instances where I'm worried about S75 then I take the slight hit on cashback and just use the Barclaycard directly. My Barclaycard also gives fee-free overseas transactions, so doubles as my travel card when on holiday or making online purchases in foreign currencies.

Theleak250

I use Amex for everything. If Amex is not accepted I use HSBC credit card. I have several
other debit cards but these are not used. 

HillStreetBlues

Amex or Aqua, and once a month Natwest for a 99p transaction.

Hattie627

I currently use Santander Edge credit card for all spending (1% cashback up to £15 a month; the terms have recently become less generous but I have an old one with preserved terms). I pay off the credit card monthly (or more often) so never incur interest. I also carry my Santander Edge debit card as a back-up or in case I need to draw cash from an ATM but that doesn't happen very often. I have various other current accounts for perks and/or linked regular savers, but I keep the debit cards locked away at home.

Edited to add: as I am only carrying two cards with me,  I rarely use the wrong one by mistake,  although it has happened once or twice.

UKX69

M&S reward credit card for absolutely everything - Otherwise my wife gives me a row! 😳

Ordinary_Yet_Unique

Do not use anything daily. Buy most things with a debit card. Maybe use my one credit card every couple of months or so to keep it active. Have Sparks, Nectar and Boots Advantage card. Suits me lol.
Never switch bank accounts or anything like that. Happy to plod along 

Rich1976

We use generally one credit card and have another for back up. Debit card is generally only used for occasional cash machine withdrawals. 

GeoffTF

The debit card on my main account is usually used only for transferring money to investment platforms. The debit card on my secondary account is used for small purchases about every two days. My credit card (with a third bank) is used about twice a month. I am well protected against outages and lost or stolen cards.

WillPS

Vitality Amex + Santander Edge cover most spend

Nectar Amex + Barclaycard Avios for when I've reached the cap on either of the above (rare)

Pluxee where the offered reward trumps a gift card

Natwest Reward - rare, but if I'm in a supermarket spending less than £1 I'll use it, get 1p cashback and normally the 'small balance writedown' offers me whatever it was I bought for nowt.