Disney Disaster - Reclaiming Medical costs help please!

Backbiter

Can't be less hassle than dealing with two national health reciprocal reimbursement departments for EU citizens who incur treatment costs in member states while in possession of EHIC cards(I think that's their official name). Or more expensive than going back to Paris and trying to locate the restaurant and presenting them with the bills.

As you say, it's worth a try.

Maybe I'm also covered for legal costs so I could sue for damages for my knee injury? Or I could always try for legal aid.

Donnie

abijanzo wrote: »

And luckily my little angel is still a little too young to know what she missed. We did get her photograph with her heroin Sleeping Beauty in out 20 mins in the park and she adores the photo..

Your daughter is on heroin? Oh no! It's much worse than I originally thought.

Seriously though, you do need to get over yourself. This forum contains facts and opinions.

If you can't cope with that, you aren't equipped for life.

Voyager2002

Donnie wrote: »

Your daughter is on heroin? Oh no! It's much worse than I originally thought.

Seriously though, you do need to get over yourself. This forum contains facts and opinions.

If you can't cope with that, you aren't equipped for life.

I don't think that is funny, and I don't think you are well-equipped to give lessons in life to the OP (nor to anyone else, come to that).

And just because you buy expensive insurance, you have no right to feel superior to others who do not. Caring for a child means ensuring that they receive the best possible medical care when they need it: whether that is paid for by insurance, or directly, is a matter of the individual's financial planning and risk management, not a moral question.

Krystaltips

Backbiter wrote: »

Should I do that now? It was nearly a year ago when I had the accident and about 8 months ago that the bills started to arrive.

As long as you were covered the date you fell through the floor there is not generally a time limit on claiming, it would be worth checking your policy. I lost my glasses whilst on holiday and got all the relevant forms filled in by the rep but was so slack when I got home I didn't claim for about 9 months... I got the cheque in the post about a week after I sent the claim off with no questions asked...

Donnie

Voyager2002 wrote: »

I don't think that is funny, and I don't think you are well-equipped to give lessons in life to the OP (nor to anyone else, come to that).

And just because you buy expensive insurance, you have no right to feel superior to others who do not. Caring for a child means ensuring that they receive the best possible medical care when they need it: whether that is paid for by insurance, or directly, is a matter of the individual's financial planning and risk management, not a moral question.

Goodness me, you've become quite the prat. :rolleyes:

I don't care if you don't think it's funny. Have I ever indicated that your opinion was important to me?

I don't think you are well-equipped to give lessons in life to the OP

How would you know that? Tells us what you know about my life.

And just because you buy expensive insurance, you have no right to feel superior to others who do not.

Please show me where I have written that my insurance is expensive.

More conjecture on your part?

It was the OP who wrote that she spent a thousand pounds on the holiday, so she wouldn't skimp on the insurance.

Caring for a child means ensuring that they receive the best possible medical care when they need it: whether that is paid for by insurance, or directly, is a matter of the individual's financial planning and risk management, not a moral question

That is amongst the biggest load of tosh I've seen written on these forums, next to the twaddle written by the OP and reme-bod.

She was negligent. Full stop.

All the bleating in the world won't change that fact.

So spare me....

Anyone who even thinks that I apologised via PM needs their head examined.

By now, mosts readers know that I mean what I say and say what I mean.

You've just moved up to Idiot status. That's my opinion.

Krystaltips

Donnie, do you have a superiority complex?

sprogs

What a nightmare holiday, I am so pleased that you are all OK which is the most important thing.

Just a thought - one of my bank accounts (Alliance and Leicester) comes with a free travel insurance policy, something I always forget about until the policy turns up every year, as it did a few weeks ago and then it gets shoved in a drawer and shredded a year later when the next one arrives!

Up until last year, we only ever holidayed in the UK since having had the children, but in October I also took them to Disneyland Paris. When I contacted the company that offers the insurance to see how much it was to add the kiddies it was extortionate, as was the holiday company policy, so I took out my own online. The travel company insisted on me providing them with a policy number, but I think that was their booking conditions as opposed to a legal requirement.

So - to finally get to my point - is it possible that one of you may have something like a bank account or a credit card that comes with some insurance that you may have forgotten about and never used? It would probably only cover one of you (two if it is a joint account) but something is better than nothing.

abijanzo

Thanks Sproggs,
My DH does have an annual policy with his bank account but I think we have to be traveling with him for it to work and even then it's not the best policy in the world, as it has a £100 excess so it wouldn't be worth claiming.
I was actually shopping around for a cover that was comprehensive enough without such a high excess and had the Disney cover, the airline's cover and another company's cover all open at the same time. I got confuddled in the rush to book last minute and I thought I had booked Disney's own cover but I had unchecked it in favour of another company's... I dont know what has happened to my brain/memory since having my son 6 months ago! I certainly wont be making that mistake again.
Good point about the annual policy with the bank- I had forgotten about that.

Donnie

A couple of options with excess waiver: Direct Travel Insurance

Insureandgo

beedeedee

Backbiter, we never had any of the palaver you went through (see my earlier post).
I can't remember the address we sent the bills on to - but I'm sure it was up in Newcastle or wherever the E111 was issued from at that time. Honest, they dealt with it all - the only cheque we had to pay was the final one for about £2 - I'm sure we sent that to them as well. Never had to try and send money anywhere else. I'd be tempted to keep on sending the bills to them - can't help wondering if they're reaching the correct desk......?