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PCP Claims via My Claim Group

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  • Nasqueron
    Nasqueron Posts: 10,753 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 4 August at 9:54AM
    Nasqueron said:
    PNY405 said:
    I dont have the information going back to 2007 to start with. It would still be good to know what theis insurance policy is even if I dont use them and how much the rip off is despite them saying no win no fee


    This information is not in the public domain, claims companies will simply send emails to every firm going and see if any sticks

    No they'd get into extreme trouble with the ICO/SRA if they made continual unreasonable DSARs. The SRA already have ongoing investigations for dozens of these companies and they won't want to push it and get shut down via an intervention - people on the business side of these firms are aware of this so they are starting to be a lot more careful.
    The methods a lot of them will be using will either be using credit reporting services to show any ongoing agreements in the last 6 years (sometimes the data goes a bit further back for some reasons) and DSARing lenders that way; or they might ask you to look at old bank statements to confirm lender names and DSAR them that way.

    Why would they DSAR? MSE's form does it as they said they were told to by their legal department but there is no need here.

    As we saw with PPI, all the claims firms do is send emails to everyone going with copy/paste templates alleging mis-selling and maybe get 5 back saying there is no record of any finance and 1 with a hit 

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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