August 2025 NSD challenge
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Awesome August's No-Spend Days Challenge!
Comments
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Not today, I was hungry after brekkie and I had a big day ahead with decorating which I have now done, I do wish I hadn't gone and spent but that is how it isXXGoal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 0
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 1K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one.1 -
Another one today..13/15 🙂Frugal Living challenge 2026
Ssve £12k in 2026
Grocery Challenge January 2026
Declutter Challenge 20261 -
Another NSD for meCurrent No Spend Challenge: 5/13
2025 No Spend Days: 5/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
Another nsd today
Challenges
NSD - January - 3/10
1. 2026 Mortgage-Free Wannabes #61 £1,129 /£29,000, MF target May 2026, current mortgage balance - £28,756
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
August targetsAfdaff 7/10
AuntieL 9/18
beanielou 16/19
Caeraugirl 8/10
cathybird 17/15
Changeyourlife25 3/10
Crazybee787 5/19
Crazycatlady2 15Dizzycap 19/20
Doris17 1/15
Emmel 12InDebtEnby 11/13
Jay1 2 14KajiKita 15/20
laurenh1 12/18
LittleMissDetermined 15/15
Optimistic Saver 18Pinkpieuni 4/10
Prodigal50 2/15
Quantaqa 13/15
QueenJess 10/15
Scrumpy18 10short bird 12/18
thepurplepixie 15Thriftymissus 9/24
VickyA 2 1/10
To see the updated results for August on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
I’ve lost the plot with NSDs, this month but life happens x I’m on number nine after not spending today. I’m sure I can get some more as well before the month’s out, but my high target has gone out the window x2
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Declaring a spendy day Thursday - emergency food purchase for a sick animal, so staying on 19/20Wishing everyone a Thrashingly Terrific NSD Thursday!
# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £26 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £602.92 / £2026 (1)2 -
Declaring another NSD today.2026 decluttering: 53 🤑🥉
2026 use up challenge: 24
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 I 🥉25 🥈50 🥇100 💎1501 -
It's another one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
Early call for NSD Thursday 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
January 2026 NSD Challenge 5/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £92,396.89 (10years 4months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £44.43/ £10001
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