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Fraudulent Use of Address

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  • sheramber
    sheramber Posts: 22,395 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    I regularly get mail fora  person unknown to me who does not live in my house.

    it is not the previous owner to me so must go back over10 years.

  • Grumpy_chap
    Grumpy_chap Posts: 18,219 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I disagree. If I send a letter to my house addressed to King Charles, it will still be delivered even though he doesn't live here.
    The general advice for receiving mail for a person not resident at the address is to write "not known at this address" and pop it back in the post box.

    I suspect that letter to King Charles would get forwarded to the correct location to reach the named recipient. 
  • MarvinDay
    MarvinDay Posts: 266 Forumite
    Third Anniversary 100 Posts Name Dropper
    prowla said:
    prowla said:
    DE_612183 said:
    DE_612183 said:
    just return any letters as "not known at this address"
    This will not always convince debt collectors as dishonest addressees often use this trick.


    From previous threads on this subject, it can take months for debt collection letters to stop
    The problem is that Royal Mail deliver to addresses not people - so there is not really any other option apart from contacting the debt collectors directly...
    Actually, they deliver to people at addresses!

    I disagree. If I send a letter to my house addressed to King Charles, it will still be delivered even though he doesn't live here.

    OK, but as you say, it's addressed to the person, at that location.
    The Post Office Act 2000 defines the "addressee" as a person.

    I'm assuming that you mean the Postal services act 2000 and not the Post Office Act.
    Even if an addressee is a person, the fact remains that Royal Mail are legally obligated to deliver to an address and not to a specific person even if that person is named on the package.
    After all, how could they possibly know if the named person lives at the address concerned or if they have the permission of the property owner to have their Mail delivered there?

     We’re obliged to deliver to the address on an item, and not the name. There may be situations when we deliver items to your address which aren't in your name, but not the other way round. 

    https://help.royalmail.com/personal/s/article/Someone-else-has-received-my-mail
  • the_lunatic_is_in_my_head
    the_lunatic_is_in_my_head Posts: 9,251 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 12 July at 1:40PM
    https://www.stepchange.org/debt-info/your-rights/debts-not-in-my-name.aspx

    A debt linked to your address?

    Debts belong to a person, not the address. You do not have to pay money owed by someone who used to live in your home
    You may get letters or visits about debt connected to your home when:
    The people there before you have not told lenders they moved
    There is a delay while records are updated

    Here is what you can do:
    Send a copy of your council tax bill to whoever is trying to make you pay. This shows who is living at the address
    Write ‘not at this address’ on the envelope and return to sender. You do not have to pay for the postage
    Complain if you continue to get letters. Read our guide to making complaints to creditors

    Do not ignore letters about the debt.

    You need to reply to:
    Letters from a bailiff
    Court letters
    Letters about County Court judgments (CCJs)
    Tell them they need to update their records.


    In the game of chess you can never let your adversary see your pieces
  • prowla
    prowla Posts: 13,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I disagree. If I send a letter to my house addressed to King Charles, it will still be delivered even though he doesn't live here.
    The general advice for receiving mail for a person not resident at the address is to write "not known at this address" and pop it back in the post box.

    I suspect that letter to King Charles would get forwarded to the correct location to reach the named recipient. 

    It might've been for the pet dog...
  • prowla
    prowla Posts: 13,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    MarvinDay said:
    prowla said:
    prowla said:
    DE_612183 said:
    DE_612183 said:
    just return any letters as "not known at this address"
    This will not always convince debt collectors as dishonest addressees often use this trick.


    From previous threads on this subject, it can take months for debt collection letters to stop
    The problem is that Royal Mail deliver to addresses not people - so there is not really any other option apart from contacting the debt collectors directly...
    Actually, they deliver to people at addresses!

    I disagree. If I send a letter to my house addressed to King Charles, it will still be delivered even though he doesn't live here.

    OK, but as you say, it's addressed to the person, at that location.
    The Post Office Act 2000 defines the "addressee" as a person.

    I'm assuming that you mean the Postal services act 2000 and not the Post Office Act.
    Even if an addressee is a person, the fact remains that Royal Mail are legally obligated to deliver to an address and not to a specific person even if that person is named on the package.
    After all, how could they possibly know if the named person lives at the address concerned or if they have the permission of the property owner to have their Mail delivered there?

     We’re obliged to deliver to the address on an item, and not the name. There may be situations when we deliver items to your address which aren't in your name, but not the other way round. 

    https://help.royalmail.com/personal/s/article/Someone-else-has-received-my-mail

    Sorry, yes; my act attentiveness was acting up!
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