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Fraudulent Use of Address
Comments
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Debt collectors and similar will be very used to fraudulent or simply out of date addresses. I doubt they'll waste their time being persistent unless they actually think there is something fishy going on.0
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No it is not.powerful_Rogue said:
Once you engage with the debt company, they get your details and assign your name to the file and then start contacting you directly as though you somehow have some ownership of the issue.0 -
GDPR. They can only discuss with the actual named person, not some random 3rd party. Wonder how many calls from people saying "This person does not live here"?powerful_Rogue said:
If several letters have been returned, then bin anymore received.
If it goes as far as court. It's the named person that gets CCJ, not the address. Should any court appointed bailiff turn up. They will be more inclined to take notice that said person does not live there.Life in the slow lane0 -
Grumpy_chap said:
No it is not.powerful_Rogue said:
Once you engage with the debt company, they get your details and assign your name to the file and then start contacting you directly as though you somehow have some ownership of the issue.
I disagree. I've done it at a previous house and the debt collection company were very understanding and sorted the issue.1 -
What kind of front door do they have. I am younger than your parents (79) but effectively live alone. I answered the door to 2 young men a few weeks ago & realised (not their fault) just how vulnerable I was. Not sure why just then but I did. I then remembered a door a friend had in their kitchen to stop their dogs escaping. My front door is now a stable door & when someone knocks I just open the top & the bottom remains locked.1
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Actually, they deliver to people at addresses!DE_612183 said:
The problem is that Royal Mail deliver to addresses not people - so there is not really any other option apart from contacting the debt collectors directly...lincroft1710 said:
This will not always convince debt collectors as dishonest addressees often use this trick.DE_612183 said:just return any letters as "not known at this address"
From previous threads on this subject, it can take months for debt collection letters to stop
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I disagree. If I send a letter to my house addressed to King Charles, it will still be delivered even though he doesn't live here.prowla said:
Actually, they deliver to people at addresses!DE_612183 said:
The problem is that Royal Mail deliver to addresses not people - so there is not really any other option apart from contacting the debt collectors directly...lincroft1710 said:
This will not always convince debt collectors as dishonest addressees often use this trick.DE_612183 said:just return any letters as "not known at this address"
From previous threads on this subject, it can take months for debt collection letters to stop0 -
Or even no name..powerful_Rogue said:
I disagree. If I send a letter to my house addressed to King Charles, it will still be delivered even though he doesn't live here.prowla said:
Actually, they deliver to people at addresses!DE_612183 said:
The problem is that Royal Mail deliver to addresses not people - so there is not really any other option apart from contacting the debt collectors directly...lincroft1710 said:
This will not always convince debt collectors as dishonest addressees often use this trick.DE_612183 said:just return any letters as "not known at this address"
From previous threads on this subject, it can take months for debt collection letters to stopLife in the slow lane0 -
powerful_Rogue said:
I disagree. If I send a letter to my house addressed to King Charles, it will still be delivered even though he doesn't live here.prowla said:
Actually, they deliver to people at addresses!DE_612183 said:
The problem is that Royal Mail deliver to addresses not people - so there is not really any other option apart from contacting the debt collectors directly...lincroft1710 said:
This will not always convince debt collectors as dishonest addressees often use this trick.DE_612183 said:just return any letters as "not known at this address"
From previous threads on this subject, it can take months for debt collection letters to stopOK, but as you say, it's addressed to the person, at that location.The Post Office Act 2000 defines the "addressee" as a person.
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But also says "the delivery of a postal packet—prowla said:powerful_Rogue said:
I disagree. If I send a letter to my house addressed to King Charles, it will still be delivered even though he doesn't live here.prowla said:
Actually, they deliver to people at addresses!DE_612183 said:
The problem is that Royal Mail deliver to addresses not people - so there is not really any other option apart from contacting the debt collectors directly...lincroft1710 said:
This will not always convince debt collectors as dishonest addressees often use this trick.DE_612183 said:just return any letters as "not known at this address"
From previous threads on this subject, it can take months for debt collection letters to stopThe Postal Office Services Act 2000 defines the "addressee" as a person.(i) at the premises to which it is addressed...
shall be a delivery to the addressee."
https://www.legislation.gov.uk/ukpga/2000/26/section/125
(comes up repeatedly in discussions here about "incorrectly delivered" items - it's the address of the premises which is "correct", not the name of the addressee)
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