Hi

Coupon-mad

It's where my signature tells you to click. You've seen my signature under every reply.

Castle

Did they really issue a "Penalty Charge Notice"?

Gr1pr

See the template for paragraph 2

^^ADD 'and driver' if admitting that.

if you were not driving and believe the NTK was non-POFA, add that fact.

You should be truthful,  plus if the NTK PCN letter complied with POFA,  then add and driver if you were the driver,  especially because a known driver is a first person witness , your defence is a statement of truth 

If Pofa2012 was complied with,  then a keeper/ driver argument is moot, read the following post

https://forums.moneysavingexpert.com/discussion/6301728/driver-not-driver-undue-reliance-on-pofa-in-court-defences

Gr1pr

Not if you are using MCOL as is the current advice 

Copy and paste the template,  removing the instructions about 2 and 3, edit 2, add your 3 , job done,  paste it into the MCOL defence box , save,  submit

Just follow the new advice as is

0107shumaker

thank you @Gr1pr., your help is very much apprechiated.

Coupon-mad

(Removed by Forum Team)

I think that's putting Chan & Akande into the wrong place and it fails to make enough of the 2025 ban on the '5 minute rule'.

Para 3 should use the usual words about Chan and Akande to strike the case out.

Then an extra para 4 should be a about how long it took you to pay and why, and that you appealed and the Claimant rejected it outright. Copy the defence words you found when you searched for:

Hannah Robinson wonders mine defendant

I PROMISE that search finds the paragraph to copy. Change to 'newest' and read more than just a handful of the first results. Read more of the results till you find a defence with the words you need about the 5 minute rule.

If by adding a para 4 and renumbering the rest, the template doesn't fit when you try to save it in the MCOL defence box, just delete the final paragraph about discontinuances / the White book. You can do the final adjustments without our help: make it fit.

Then hit SUBMIT defence. Don't just save it, or it is not in!