We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

CCJ From Old Address Related to Parking Fine - Seeking advice on set-aside strategy

124»

Comments

  • eyecorn1
    eyecorn1 Posts: 28 Forumite
    10 Posts Name Dropper
    Looks great. Go for it!
    Couldn't have done it without your help. Thanks a million
  • Coupon-mad
    Coupon-mad Posts: 155,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    eyecorn1 said:
    Looks great. Go for it!
    Couldn't have done it without your help. Thanks a million
    No worries. Now...

    Your important 'job' in August is this:

    It's very important that people like you tell the Government that you have no faith in the parking industry and the DRA demands are a pathetic attempt to extort money. The DRAs also fail to trace addresses and they cause CCJs (show your case evidence).

    THE ENRICHMENT OF 'DEBT RECOVERY FEES' MUST BE COMPLETELY BANNED.  THE ONLY PEOPLE WHO PAY DRA FEES ARE THOSE WHO CAN LEAST AFFORD IT, WHEN THEY ARE DUPED INTO PAYMENT PLANS.
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • eyecorn1
    eyecorn1 Posts: 28 Forumite
    10 Posts Name Dropper
    eyecorn1 said:
    Looks great. Go for it!
    Couldn't have done it without your help. Thanks a million
    No worries. Now...

    Your important 'job' in August is this:

    It's very important that people like you tell the Government that you have no faith in the parking industry and the DRA demands are a pathetic attempt to extort money. The DRAs also fail to trace addresses and they cause CCJs (show your case evidence).

    THE ENRICHMENT OF 'DEBT RECOVERY FEES' MUST BE COMPLETELY BANNED.  THE ONLY PEOPLE WHO PAY DRA FEES ARE THOSE WHO CAN LEAST AFFORD IT, WHEN THEY ARE DUPED INTO PAYMENT PLANS.
    Legend! I have bookmarked the thread with a view to going through in detail next week. 
  • eyecorn1
    eyecorn1 Posts: 28 Forumite
    10 Posts Name Dropper
    Couple of updates since 25 July when I submitted my set-aside applications:

    2nd September (6 weeks after application) - Received a CNBC Notice of Transfer of Proceedings advising the claim has been transferred to County Court and to await further details 

    13th October (6 weeks after CNBC Notice) - Received Notice of Hearing of Application from allocated District Judge. Hearing date fixed for 15 April 2026.

    Under other circumstances, I might have been unbothered by this hearing date being 6 months away, but I've got my current 2-year fixed mortgage expiring in April. I'm worried this CCJ remaining on my record until then will hinder my ability to remortgage or influence a willing provider to charge me higher interest rates. In this cost-of-living crisis, this will affect my disposable income for at least another two years - a period during which I plan to get married and start a family. I already had one of my credit card providers just cut my credit card allowance from £1,200 to £200 without explanation and this happened just after the CCJ was registered.

    Is there a way to appeal to the Judge to bring the hearing forward based on the above or am I at their mercy now? 

    Secondly I still have to prepare a skeleton argument and a draft order. I'm guessing this is the right time to send both to the court? Or should I wait until the hearing?

    As always I appreciate your guidance @Coupon-mad
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.