CCJ From Old Address Related to Parking Fine - Seeking advice on set-aside strategy

eyecorn1

Coupon-mad said:

Looks great. Go for it!

Couldn't have done it without your help. Thanks a million

Coupon-mad

eyecorn1 said:

Coupon-mad said:

Looks great. Go for it!

Couldn't have done it without your help. Thanks a million

No worries. Now...

Your important 'job' in August is this:

It's very important that people like you tell the Government that you have no faith in the parking industry and the DRA demands are a pathetic attempt to extort money. The DRAs also fail to trace addresses and they cause CCJs (show your case evidence).

THE ENRICHMENT OF 'DEBT RECOVERY FEES' MUST BE COMPLETELY BANNED.  THE ONLY PEOPLE WHO PAY DRA FEES ARE THOSE WHO CAN LEAST AFFORD IT, WHEN THEY ARE DUPED INTO PAYMENT PLANS.

Responses are invited to the Consultation now:

https://forums.moneysavingexpert.com/discussion/6617396/parking-code-of-practice-consultation-8-weeks-from-11th-july-2025/p1

eyecorn1

Coupon-mad said:

eyecorn1 said:

Coupon-mad said:

Looks great. Go for it!

Couldn't have done it without your help. Thanks a million

No worries. Now...

Your important 'job' in August is this:

It's very important that people like you tell the Government that you have no faith in the parking industry and the DRA demands are a pathetic attempt to extort money. The DRAs also fail to trace addresses and they cause CCJs (show your case evidence).

THE ENRICHMENT OF 'DEBT RECOVERY FEES' MUST BE COMPLETELY BANNED.  THE ONLY PEOPLE WHO PAY DRA FEES ARE THOSE WHO CAN LEAST AFFORD IT, WHEN THEY ARE DUPED INTO PAYMENT PLANS.

Responses are invited to the Consultation now:

https://forums.moneysavingexpert.com/discussion/6617396/parking-code-of-practice-consultation-8-weeks-from-11th-july-2025/p1

Legend! I have bookmarked the thread with a view to going through in detail next week. 

eyecorn1

Couple of updates since 25 July when I submitted my set-aside applications:

2nd September (6 weeks after application) - Received a CNBC Notice of Transfer of Proceedings advising the claim has been transferred to County Court and to await further details 

13th October (6 weeks after CNBC Notice) - Received Notice of Hearing of Application from allocated District Judge. Hearing date fixed for 15 April 2026.

Under other circumstances, I might have been unbothered by this hearing date being 6 months away, but I've got my current 2-year fixed mortgage expiring in April. I'm worried this CCJ remaining on my record until then will hinder my ability to remortgage or influence a willing provider to charge me higher interest rates. In this cost-of-living crisis, this will affect my disposable income for at least another two years - a period during which I plan to get married and start a family. I already had one of my credit card providers just cut my credit card allowance from £1,200 to £200 without explanation and this happened just after the CCJ was registered.

Is there a way to appeal to the Judge to bring the hearing forward based on the above or am I at their mercy now? 

Secondly I still have to prepare a skeleton argument and a draft order. I'm guessing this is the right time to send both to the court? Or should I wait until the hearing?

As always I appreciate your guidance @Coupon-mad