July 2025 NSD challenge
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Joyful July's No-Spend Days Challenge!
Comments
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Nsd today.. off to bookmark the August thread. Thanks @cathybird for running the threads.
Challenges
NSD - January - 8/10
1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
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6/19 Please @cathybird to end the month, thank you very much. See you in AugustXXGoal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
July targetsAuntieL 4/18
beanielou 29/19
BridgetTheCat 17/8
Caeraugirl 5/10
cathybird 17/15
Changeyourlife25 12/10
Crazybee787 6/19
Crazycatlady2 3/15
Dizzycap 28/20
Doris17 7/15
InDebtEnby 13/12
Jay1 2 10/14
KajiKita 20/15
laurenh1 19/18
LittleMissDetermined 15Money Choices 12Optimistic Saver 6/18
Pinkpieuni 15/10
QueenJess 9/15
short bird 18/18
thepurplepixie 6/15
Thriftymissus 20/TF
VickyA 2 11/10
To see the updated results for July on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
@earlyretirementplease lovely to have new people join! The August thread is up already here, if you'd like to post a targetearlyretirementplease said:Hi,
Guess I'm a tad late for this month!
I'll start on the August one, which I assume will pop up some time tomorrow
Ta
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I managed 5/10 this month in total - hope to be a) more active, and b) more successful next month!#21 Save £12k in 2025 £25577.35/£200001
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Well done Caeraugirl

and everyone else for July, see you all over on the August thread!!
1
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