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Joyful July's No-Spend Days Challenge!

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Comments

  • cathybird
    cathybird Posts: 16,101 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @Quantaqa I've added you to the August list xx :)

    Shiny new August thread up and running here :):)
  • cathybird
    cathybird Posts: 16,101 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 31 July 2025 at 5:28PM
    July 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    July targets


    AuntieL 4/18  image 

    beanielou 29/19  image  image  image  image  image  image  image

    BridgetTheCat 17/8  image  image  image  image  image  image

    Caeraugirl 10 

    cathybird 17/15  image  image  image  image  image  image

    Changeyourlife25 12/10  image  image  image  image  image

    Crazybee787 5/19  image  image 

    Crazycatlady2 3/15  image 

    Dizzycap 28/20  image  image  image  image  image  image  image

    Doris17 7/15  image  image 

    InDebtEnby 13/12  image  image  image  image  image

    Jay1 2 10/14  image  image  image 

    KajiKita 20/15  image  image  image  image  image  image  image

    laurenh1 19/18  image  image  image  image  image  image

    LittleMissDetermined 15 

    Money Choices 12 

    Optimistic Saver 6/18  image  image 

    Pinkpieuni 14/10  image  image  image  image  image

    QueenJess 9/15  image  image 

    short bird 18/18   image  image  image  image  image 

    thepurplepixie 6/15   image  image 

    Thriftymissus 20/TF   image  image  image  image  image 

    VickyA 2 11/10   image  image  image  image  image


    To see the updated results for July on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Thriftymissus
    Thriftymissus Posts: 285 Forumite
    100 Posts Photogenic Name Dropper
    Number 20 for me today. 🤩
  • CrazyBee787
    CrazyBee787 Posts: 1,423 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    Not today I have bought my roomie a barista penXX (£3.49)
    Goal 1: Get a permenant job that sticks.
    Goal 2: Aim 15 No spend days in January or above actual so far - 0
    Goal 3: Get a lodger
    Goal 4: Once goal 1 & 3 complete add 1K to the EF
    Goal 5: Once goal 4 complete save for my own car as I do need one.
  • KajiKita
    KajiKita Posts: 9,103 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD here today 😊

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 1 books of target 52 in 2026 as @ 1st January 
    Produce tracker: £8 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • InDebtEnby
    InDebtEnby Posts: 237 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    13th for me today 
    Current No Spend Challenge: 2/13
    2025 No Spend Days: 2/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • Changeyourlife25
    Changeyourlife25 Posts: 129 Forumite
    100 Posts Name Dropper Photogenic
    edited 31 July 2025 at 12:57PM
    July ended with 12/10 for me! Whoop

    look forward to next month :)

    edited to bump myself to 12! Nothing being spent today
    Jan 26 GC 🥞🧇 £14.34/£500

    Debt free in 2026 - £437.18 of £4,226.52
    NSD JAN 2/10
    PAD JAN £14.23

  • earlyretirementplease
    earlyretirementplease Posts: 1 Newbie
    Second Anniversary First Post
    Hi,

    Guess I'm a tad late for this month! 

    I'll start on the August one, which I assume will pop up some time tomorrow

    Ta
  • Changeyourlife25
    Changeyourlife25 Posts: 129 Forumite
    100 Posts Name Dropper Photogenic
    Changeyourlife25 said:
    July ended with 11/10 for me! Whoop

    look forward to next month :)
    12/10! 
    Nothing being spent today

    Jan 26 GC 🥞🧇 £14.34/£500

    Debt free in 2026 - £437.18 of £4,226.52
    NSD JAN 2/10
    PAD JAN £14.23

  • KajiKita
    KajiKita Posts: 9,103 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not today, but that’s okay. Abstemious August awaits! 😉

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 1 books of target 52 in 2026 as @ 1st January 
    Produce tracker: £8 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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