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Jubilant June's No-Spend Days Challenge!

24567…35

Comments

  • cuddlymarm
    cuddlymarm Posts: 2,299 Forumite
    Part of the Furniture 1,000 Posts
    Good morning
    One for me today please 

    Pay off by Xmas 2026 £175/£2324.67
    January NSDs 11/15
    January PADs £545
    January grocery challenge £94.86/£150
  • Thriftymissus
    Thriftymissus Posts: 314 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    Hello and good luck all.
    Off to a start today with my first NSD. 
  • Pinkpieuni
    Pinkpieuni Posts: 217 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    One for me today. 

    Challenges

    NSD - January  - 8/10

    1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

  • cathybird
    cathybird Posts: 16,185 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 June 2025 at 4:49PM
    June 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    June targets


    AuntieL 1/18  image 

    BadBookkeeper 15 

    beanielou 1/19  image 

    birdsfoottrefoil 10 

    Caeraugirl 10 

    cathybird 15 

    Crazybee787 19 

    Crazycatlady2 15 

    cuddlymarm 1/15  image 

    Dizzycap 1/20  image 

    doingitanyway 10 

    Doris17 1/15  image 

    ET22 10 

    InDebtEnby 10 

    Jay1 2 14 

    KajiKita 1/20  image 

    laurenh1 15 

    library0602 10 

    LittleMissDetermined 15 

    Optimistic Saver 20 

    Pinkpieuni 1/10  image 

    Quantaqa 12 

    QueenJess 15 

    SecondStar 15 

    short bird 1/18   image 

    thepurplepixie 15  

    Thriftymissus 1/21   image 


    To see the updated results for June on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Doris17
    Doris17 Posts: 1,006 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    One for me today. 1/15

    "My Life Is About The Journey Not The Destination"



  • CrazyBee787
    CrazyBee787 Posts: 1,481 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    Not Today treated myself to Maccie D & Baking goods
    Goal 1: Get a permenant job that sticks.
    Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
    Goal 3: Get a lodger
    Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
    Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?
  • KajiKita
    KajiKita Posts: 9,299 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    It’s going to be an NSD here as haven’t been anywhere but have been busy pottering 😊

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 6 books of target 52 in 2026 as @ 18th January 
    Produce tracker: £29 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • AuntieL
    AuntieL Posts: 479 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    Starting June with a NSD 😁 Hope everyone has a great month
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    January 2026 NSD Challenge 5/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £92,396.89 (10years 4months)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £44.43/ £1000
  • short_bird
    short_bird Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Day 1, a close run thing.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • beanielou
    beanielou Posts: 97,872 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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