Mastercard users may be eligible for up to £70

NoodleDoodleMan

DullGreyGuy said:

NoodleDoodleMan said:

We natives reside north of Hadrian's Wall - just curious as to how us Jocks have a wider timeframe ?

The original claim was for all persons since 1992 however Mastercard successfully argued that limitations applied and some claims were statute barred due to the passage of time. The law on limitations is different between Scotland and the rest of the UK hence the difference in time periods.

Thanks.

I remember when the Poll Tax was introduced up here before the rest of the UK - military personnel from the rest of UK who were on duty tours in camps and bases in Scotland were up in arms (no pun intented) when it applied to them but not to those serving in England & Wales, including Scottish units posted there.

DullGreyGuy

Nasqueron said:

goatfaced said:

How do we prove we bought something though? 

Get a receipt on email from the period, highly likely you bought 1 thing online at some point

I think if you can substantiate you were permanently resident through out the period, or at least from turning 18 to the end of the period then they'll just assume you made some form of purchase from a shop. The number of people that go 10+ years without buying anything are going to be so small that it's not worth the time and effort to try and weed them out. 

NoodleDoodleMan

Indeed a major league pedant.

Maybe I should have quoted Antonine's Wall ?

MSE_Petar

Hi everyone,

Thanks for the discussion.

As you may have seen in last night's weekly email, we've published a new guide about this topic which you can read here:

Mastercard compensation claim

Thanks,

MSE Petar

NoodleDoodleMan

It would be Karma if those organisations that imposed a % surcharge to use a Mastercard credit card to settle transactions were held culpable - like a well known travel company who raked in a very nice little earner until this practice was declared illegal. I always declined that offer - but punters who had to honour an imminent balance were sucked in.

Incidentally - how do Visa cards come into this scenario ?

sheffieldyorky11

As other people have already mentioned, I think £70.00 is a bit of wishful thinking, BUT I take the pragmatic view, if you have never had it, you will not miss it if you don't get what you are expecting.

eskbanker

NoodleDoodleMan said:

It would be Karma if those organisations that imposed a % surcharge to use a Mastercard credit card to settle transactions were held culpable - like a well known travel company who raked in a very nice little earner until this practice was declared illegal. I always declined that offer - but punters who had to honour an imminent balance were sucked in.

Are you referring to the pre-2018 surcharges widely imposed by merchants for all credit card payments or something specifically related to paying by Mastercard, rather than Visa or Amex?

NoodleDoodleMan

It's only Mastercard that's culpable, unless I'm much mistaken ?

I also asked why Visa was not included.

Ref.Amex - well spotted, why are they fireproof ?

DullGreyGuy

NoodleDoodleMan said:

Incidentally - how do Visa cards come into this scenario ?

The whole thing stems from the EU Commission looking into the legality of interchange fees and in particular cross border fees. It deemed that Mastercard had breached EU legislation and so the charges were unlawful; this is the stem of the class action suit in the UK. Visa, were also investigated by the EC but had already changes their fees and so the EC took no further action against them and so their fees weren't deemed unlawful. 

AmEx is different because its both network and card issuer and so interchange fees only apply to AmEx cards issued by other banks which outside of the US has traditionally been relatively tiny. 

Grumpy_chap

The title of this thread and, indeed, the MSE guide is misleading.
It was not necessary to have been a Mastercard user to be able to claim.

1. Lived in the UK for 3 months (one consecutive period) between 1997 and 2008
2. Aged over 16 in that period
3. Bought stuff in that period
4. Lived in UK on 16th September 2016
5. Did not previously waive rights