PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.

Council chasing for rent, not lived there for a long time

A short synopsis:

Was living with husband in a council house (joint tenancy) up until 2009 when we parted ways; I'd assumed he'd taken me off the tenancy, but to my surprise I recently received a demand from the council for back rent for this year (husband is now in a care home it seems), and they're chasing quite aggressively.

What options do I have?
«1

Comments

  • DE_612183
    DE_612183 Posts: 3,444 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Can you prove you moved out in 2009?

    What did the council say when you told them you hadn't lived in the property for 16 years?
  • johnnyboyc
    johnnyboyc Posts: 20 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    DE_612183 said:
    Can you prove you moved out in 2009?

    What did the council say when you told them you hadn't lived in the property for 16 years?
    I most certainly can prove this; subsequent electoral roll registrations, along with a plethora of other documents can corroborate my movements.

    As for what was said, I quote:

    'With respect of your liability for the current outstanding amount I can confirm you are still currently a joint tenant at <address removed> and unfortunately this means you are jointly liable for the outstanding amount on the account and ongoing payments until you have been removed.'
  • DE_612183
    DE_612183 Posts: 3,444 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'd ask the council to take you off the tenancy retrospectively.

    As an aside - are you divorced?

    What's happened to the property - is it empty?
  • WelshPaul
    WelshPaul Posts: 578 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    edited 7 May at 12:21PM
    Only you can remove yourself from the tenancy. Unfortunately, the council are correct.
  • pinkshoes
    pinkshoes Posts: 20,498 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    As you can prove you have not lived there since 2009, then just send them your proof.

    Are you still married to this man?

    Or... if you're private renting now, then is it worth paying off the arrears and moving into this property if they think you're still responsible for it?! It's difficult to get a council property in most areas so could be much cheaper than a private rental, even when you add on having to pay the arrears!!
    Should've = Should HAVE (not 'of')
    Would've = Would HAVE (not 'of')

    No, I am not perfect, but yes I do judge people on their use of basic English language. If you didn't know the above, then learn it! (If English is your second language, then you are forgiven!)
  • Alderbank
    Alderbank Posts: 3,730 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    edited 7 May at 12:33PM
    Shelter says this about joint Council tenancies (private tenancies are different):

    What happens if one joint tenant moves out?

    The joint tenancy continues if no one takes any steps to end it. Your landlord cannot just take someone's name off the agreement. You're both still responsible for the rent and any arrears. But the landlord is likely to ask the person who still lives there for the whole rent.

    What paperwork did you get in 2009 when you assumed your husband had applied to remove you from the tenancy agreement? The Council would have written to you to confirm that and get your permission in writing.
    If you got nothing then it sounds as though your husband didn't actually bother or didn't want to change the tenancy. He was content to pay the rent while he lived there so the Council would also have been content until he had to move out, at which time the Council starts to sniff around to find the other joint tenant who is of course jointly liable. 

    Shelter goes on to say: 
    If you leave but are still a joint tenant there is a risk that your ex will build up rent arrears that you are still legally responsible for.

    Since you are still a tenant you might be able to move back in. That would be an attractive option for many people who are struggling to find private accommodation or to pay private rent at a much higher rate.

    All Councils have different policies. What does yours say?
  • johnnyboyc
    johnnyboyc Posts: 20 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    DE_612183 said:
    I'd ask the council to take you off the tenancy retrospectively.

    As an aside - are you divorced?

    What's happened to the property - is it empty?
    Not divorced.

    Property is empty now, yes.
  • DE_612183
    DE_612183 Posts: 3,444 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    pinkshoes said:
    As you can prove you have not lived there since 2009, then just send them your proof.

    Are you still married to this man?

    Or... if you're private renting now, then is it worth paying off the arrears and moving into this property if they think you're still responsible for it?! It's difficult to get a council property in most areas so could be much cheaper than a private rental, even when you add on having to pay the arrears!!
    Or if you had the money could you buy the property off the council for a discount?
  • theartfullodger
    theartfullodger Posts: 15,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes, just moving out of a joint tenancy does not end it - for all joint tenants or just yourself - nor does it end your liability for rent. 

    Suggest very polite, calm, begging approach to council.

    Sorry, it's the law...
  • badmemory
    badmemory Posts: 9,388 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Does this bill include unpaid council tax?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349.9K Banking & Borrowing
  • 252.7K Reduce Debt & Boost Income
  • 453K Spending & Discounts
  • 242.8K Work, Benefits & Business
  • 619.7K Mortgages, Homes & Bills
  • 176.4K Life & Family
  • 255.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.