Euros with a credit card

Hi

going away in July and wondering if anyone has any ways or thoughts on how to get euros but using an Amex credit card?

I know a lot of people do not accept and if they do it will go down as a chargeable transaction.

basically need to pay for our accommodation in cash and want to try and work out the best way as we won’t have the cash until the month after which I will pay off the card with.

complicated I know 

thanks 


£10 a day - 2015 - £1173.06


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Comments

  • lr1277
    lr1277 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 30 April at 10:27PM
    Not with Amex, no. Are you in a position to get a new credit card?
    If so, the John Lewis credit card offers fx fee free money from the John Lewis Bureau de Change. You also get John Lewis points. I don't think they charge a cash advance fee. Not sure how this is reported to the Credit Reporting Agencies (CRA). I know someone who get currency this way but doesn't check their credit file.
    I think the same also applies to the M&S credit card and the M&S Bureau de Change.
    If you use any other credit card, one possibility is that the transaction is not allowed. Or perhaps you will be charged both a cash advance fee and fx fee. 2nd edit: it will be reported to the CRA's as a cash advance.

    Edited to correct spelling of Bureau.
  • Voyager2002
    Voyager2002 Posts: 16,041 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I suggest you look for different accommodation... the requirement for a cash payment suggests they are seriously dodgy.


  • Emmia
    Emmia Posts: 5,070 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    I suggest you look for different accommodation... the requirement for a cash payment suggests they are seriously dodgy.


    Agreed, paying in cash (or bank transfer) also gives you zero protection if there's a problem.
  • heatherw_01
    heatherw_01 Posts: 6,729 Ambassador
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    As above, very dodgy asking you to pay by cash. Lots of red flags there!

    They could take your money and give you nothing and you couldn't do much about it.

    Have you had a look to see other accommodation?

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