2008 MFW newbies

SPL

welcome salty 69:beer:

SALTY69

Thanks SPL look forward to seeing how everyone is doing.

:beer:

hummingbird

Hello again everyone, I haven't set up online banking yet, so does anyone know if the Halifax accepts cash overpayments over the counter? Or will I have to send a cheque in?

Di-Dough

I'm confused - Sorry!

If you took out a 2 yr fixed rated in 2007, are your payments not fixed until 2009? How did you payments go down? (Not fair! I want my payments to go down!)

Very good question My Mortgage instructions say "22 payments at a fixed rate of 5.350% - the mortgage is fixed until 31/05/2009 and so the payment will not change until after this date providing the account is up to date" I suppose I should be happy as long as they go down and not up!!:rolleyes:

bellsbells

SALTY69 wrote: »

Can i join your happy band as well please, £40000 mortgage and thats it. Hoping to pay £300 a month overpayment's and more if possible. No credit cards or Car payment so all will be put into this. Will be putting a bit away each month for holidays rainy day etc. many thanks in advance.

:beer:

welcome SALTY69 - shall I put your target for the year down as £3600 or a bit more? PM me with the details!

bellsbells

hummingbird wrote: »

Hello again everyone, I haven't set up online banking yet, so does anyone know if the Halifax accepts cash overpayments over the counter? Or will I have to send a cheque in?

I know a lot of places do accept cash but I am not sure about the Halifax. Could you phone up armchair banking and ask them?

torbrex

My Jan payment went through today so I have officially entered the 2008 challenge and my sig is updated accordingly.
This is going to be a big year for me as I am just about to start a new job and with luck by the end of the year I will be in the happy position of being able to be morgage free. I do not have a huge mortgage left compared with others (£11,000) but for me the privilege of becoming shot of it outweighs everything else at the moment.

JC_Derby

My aim is to have totally offset or paid off my mortgage by Dec 2010
Current balance is £21431.72.

However this is partially offset by some savings and some stoozed cash.

SPL

hooray - won ten pounds on teh lottery

guess where this is going ......

SALTY69

bellsbells wrote: »

welcome SALTY69 - shall I put your target for the year down as £3600 or a bit more? PM me with the details!

Thanks Bellsbells, Looking foward to it all, i have sent you a pm.

:beer:

Salty69