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Magnificent May's No-Spend Days Challenge!
Comments
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Good afternoon guys
One for me today please
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2003 -
NSD here 😊
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
NSD as I was working from home today. 1/15
"My Life Is About The Journey Not The Destination"3 -
1/15 for me please 🥳Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6603
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Day 1: considered going to the cinema after work but didn't have my "distance" glasses with me...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.3 -
May 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
May targetsAuntieL 1/18
BadBookkeeper 1/15
beanielou 19birdsfoottrefoil 10Caeraugirl 20cathybird 1/15
Crazybee787 1/19
Crazycatlady2 1/15
cuddlymarm 1/15
Dizzycap 2/20
doingitanyway 10Doris17 1/15
ET22 10InDebtEnby 10Jay1 2 14KajiKita 1/20
laura lau 20laurenh1 1/15
library0602 10LittleMissDetermined 15Louise600 10Money Choices 10Optimistic Saver 1/20
Pinkpieuni 1/10
Quantaqa 1/10
QueenJess 1/15
SecondStar 15short bird 1/18
thepurplepixie 15Thriftymissus 1/TF
To see the updated results for May on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Had to post a screen shot as issue with posting on the forum at the mo x# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1934.27 / £2026 (4)2 -
A NSD for me today, please - 1/20March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.733 -
First NSD today.
Challenges
NSD - April - 12/10
1. 2026 Mortgage-Free Wannabes #61 £14,031.82/£29,000, MF target May 2026, current mortgage balance - £14,582.78
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £842
3 -
NSD on the 1st please 😊
Lost track in April but I appear to have met my target 😀3
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