Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
December 2025 NSD Challenge 1/15
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Magnificent May's No-Spend Days Challenge!
Comments
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NSD today 😁MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £93,038.66 (10years 5months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = /£10001 -
NSD 13 for yesterday and train company acknowledged my claim and just over £71 on its way back to me.2
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May 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
May targetsAuntieL 18/18
BadBookkeeper 14/15
beanielou 27/19
birdsfoottrefoil 2/10
Caeraugirl 7/20
cathybird 19/15
Crazybee787 15/19
Crazycatlady2 16/15
cuddlymarm 18/15
Dizzycap 25/20
doingitanyway 10Doris17 4/15
ET22 2/10
InDebtEnby 15/10
Jay1 2 12/14
KajiKita 21/20
laura lau 20laurenh1 5/15
library0602 5/10
LittleMissDetermined 21/15
Louise600 10Money Choices 10Optimistic Saver 15/20
Pinkpieuni 19/10
Quantaqa 11/10
QueenJess 15/15
SecondStar 5/15
short bird 18/18
thepurplepixie 13/15
Thriftymissus 19/TF
viczs123 10To see the updated results for May on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞4 -
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Well done everyone! Will see you all over on the June NSD Thread
I won't be spending anything for the rest of this month, but will take a break from posting until the 1st June - Ta ta for now xx ~ NSD 2025 - NSD December 20/20 (12 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2026# No.36 Make £2025 in 2026 £0 / £2026 (1)# No.12 Save £2 a Day 2026 £0 / £730 (1)# No.2 Save 1p A Day 2026 £0 / £667.95 (1)# No.19 52 Week Env Challenge 2026 £0 / £1378 (1)# No.34 Save £12k in 2026 £0 / £12,000 (1)1 -
Good morning
One for me today please
Pay off by Xmas 2026 £0/ £2324.671 -
Nsd day today.
Challenges
NSD - Dec 7/10
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £42,801.82/£38,000
Mortgage - Jan 2025 £75,600-Current bal £29,851.26 Target MF - Jun 26, 193 days away.
2026 Challenges
NSD - January
1. 2026 Mortgage-Free Wannabes # £ /£29,000, MF target June 2026, current mortgage balance - £29,851.26
2. Loan - Jan 2026 £1,029.22 - Current balance £1,029.22
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
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Not Today, I spent some money on business design.1
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Last NSD of May for me 18/18 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
December 2025 NSD Challenge 1/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £93,038.66 (10years 5months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = /£10001 -
It’s one for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60001
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