May 2025 NSD challenge
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Magnificent May's No-Spend Days Challenge!
Comments
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Early call for today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
One today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
Number 18 for me today.Hope you had a wonderful day @CrazyBee787 💐2
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Thank you Thriftymissus. I am hoping the hoping the whole week will be better as I have some interviews.Thriftymissus said:Number 18 for me today.Hope you had a wonderful day @CrazyBee787 💐Goal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?2 -
Thank you Dizzycap I really appreciate it. I am glad you are backXXDizzycap said:Happy birthday @CrazyBee787 - I really hope you had a lovely day!Declaring an early 25/20 Wednesday - Enjoy!It seems I'm unable to update my sig, so will just have to log everything in my notebook for all the challenges
Goal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?2 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
May targetsAuntieL 15/18
BadBookkeeper 14/15
beanielou 26/19
birdsfoottrefoil 2/10
Caeraugirl 7/20
cathybird 17/15
Crazybee787 14/19
Crazycatlady2 15/15
cuddlymarm 16/15
Dizzycap 25/20
doingitanyway 10Doris17 4/15
ET22 2/10
InDebtEnby 14/10
Jay1 2 12/14
KajiKita 19/20
laura lau 20laurenh1 5/15
library0602 5/10
LittleMissDetermined 19/15
Louise600 10Money Choices 10Optimistic Saver 15/20
Pinkpieuni 16/10
Quantaqa 11/10
QueenJess 15/15
SecondStar 5/15
short bird 17/18
thepurplepixie 12/15
Thriftymissus 18/TF
viczs123 10To see the updated results for May on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0 -
Nsd for me today.
Challenges
NSD - January - 8/10
1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
1 -
Another NSD today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
January 2026 NSD Challenge 5/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £92,396.89 (10years 4months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £44.43/ £10001 -
NSD here today, 20/20 😊👏
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 7 books of target 52 in 2026 as @ 23rd January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Can pay add Tuesday please 😊1
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