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misstara's mortgage free diary
Comments
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I also need to get back into doing surveys! They're a nice top up to the monthly income 😊. Well done on the roof savings.
Emergency Fund - £1000
Groceries October £ 290.26/5001 -
They are just so boring sometimes but as you say a nice top up.
Today has been a NSD 🙂
Mortgage 26.4.25 - £108,500 1.10.26 - £101,793.04 (6.2% paid)
Mortgage overpayments so far - £995.84
MOP savings - £23.87/£50
Debt 16.11.25 - £5160 1.10.26 - £4050 (21.5% paid)
Roof savings - £3650/£3650 (100% saved 🥳)0 -
Yesterday was a NSD, today won't be as I'm meeting friends for a late lunch and drinks later.
Came down to the allotment early this morning and have dug up all the tatties. They're currently drying in the sun and then I'll pop them in a sack to take home. Also picked 2 tubs of tomatoes and a tub of brambles as well as a few courgettes and cabbages.
£5 @mazon voucher redeemed from my life insurance so have added £5 to the roof debt savings.
Mortgage 26.4.25 - £108,500 1.10.26 - £101,793.04 (6.2% paid)
Mortgage overpayments so far - £995.84
MOP savings - £23.87/£50
Debt 16.11.25 - £5160 1.10.26 - £4050 (21.5% paid)
Roof savings - £3650/£3650 (100% saved 🥳)1 -
£65.60 spent on lunch and drinks out yesterday, had a lovely time catching up.
Today's plan was to get on with allotment stuff but it's currently raining so change of plans to cleaning the house and dealing with the produce I picked yesterday. Might do a wee food shop as well.
Mortgage 26.4.25 - £108,500 1.10.26 - £101,793.04 (6.2% paid)
Mortgage overpayments so far - £995.84
MOP savings - £23.87/£50
Debt 16.11.25 - £5160 1.10.26 - £4050 (21.5% paid)
Roof savings - £3650/£3650 (100% saved 🥳)0 -
£26.71 spent on food shopping yesterday at @sda Went for the meal for 2 deal for £12 - had the main and side last night, will have the starter and pudding tonight so felt it was good value for the money.
Made a big pot of passata which has used up a lot of the tomatoes but still have to do something with the courgettes.
Back to work today, not really in the mood but only this week to go and then off on annual leave for a week 😀
Mortgage 26.4.25 - £108,500 1.10.26 - £101,793.04 (6.2% paid)
Mortgage overpayments so far - £995.84
MOP savings - £23.87/£50
Debt 16.11.25 - £5160 1.10.26 - £4050 (21.5% paid)
Roof savings - £3650/£3650 (100% saved 🥳)0 -
Just checked my emails and had an email from netfl!X saying the price is going to go up by £1 a month. I very rarely use it and OH said he hasn't really been using it so have paused the membership for a month and will cancel if we don't miss it.
Mortgage 26.4.25 - £108,500 1.10.26 - £101,793.04 (6.2% paid)
Mortgage overpayments so far - £995.84
MOP savings - £23.87/£50
Debt 16.11.25 - £5160 1.10.26 - £4050 (21.5% paid)
Roof savings - £3650/£3650 (100% saved 🥳)2 -
I had an email saying ours is going up £2 a month, that a 33%+ increase (on standard with ads which is currently 5.99). I'm cancelling of course.
1 -
I imagine we will be cancelling too!
Busy day at work today and finished late, however, all OT welcome at the moment as I really didn't do much last month and this month so far doesn't have much OT planned.
NSD today and have added £5.34 to the roof debt savings from a mixture of cashback and surveys.
Mortgage 26.4.25 - £108,500 1.10.26 - £101,793.04 (6.2% paid)
Mortgage overpayments so far - £995.84
MOP savings - £23.87/£50
Debt 16.11.25 - £5160 1.10.26 - £4050 (21.5% paid)
Roof savings - £3650/£3650 (100% saved 🥳)1 -
Nothing much to report from yesterday it was a NSD, today should be as well.
Currently walking to work - it's definitely feeling chillier in the mornings now. Heating is still off but imagine it will get turned on at some point over the next few weeks.
Mortgage 26.4.25 - £108,500 1.10.26 - £101,793.04 (6.2% paid)
Mortgage overpayments so far - £995.84
MOP savings - £23.87/£50
Debt 16.11.25 - £5160 1.10.26 - £4050 (21.5% paid)
Roof savings - £3650/£3650 (100% saved 🥳)1 -
Not liking whatever they have done to the forum - makes it so much harder to find anything.
Am now off on annual leave for a week. Beautiful day so have come down to the allotment as it's been very neglected recently.
Mortgage 26.4.25 - £108,500 1.10.26 - £101,793.04 (6.2% paid)
Mortgage overpayments so far - £995.84
MOP savings - £23.87/£50
Debt 16.11.25 - £5160 1.10.26 - £4050 (21.5% paid)
Roof savings - £3650/£3650 (100% saved 🥳)0
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